Your Home, Your Story, Your Journey
At Monterey Bay Resources, Inc., we pride ourselves on being a Santa Cruz-based real estate company that specializes in providing niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether you're a homeowner in need of a bridge loan or a borrower looking for a short-term equity loan to make a competitive all-cash offer on a property, we can provide financing for both investment property and owner-occupied properties upon qualification.
Our private capital sources fill in the gaps where banks and other private money sources leave off, offering fast funding of 1st and 2nd loans ranging from $200,000 to $5,000,000 on both residential and commercial properties throughout California. Our team of knowledgeable and experienced professionals is dedicated to helping you achieve your real estate goals.
Our Team
At Monterey Bay Resources, Inc., we're proud to have a team of experienced professionals who are passionate about helping our clients achieve their real estate goals. Meet our team:
Ami Ebright, Broker/Owner, has been involved in the real estate industry for over three decades. With a passion for lending, Ami has a deep understanding of the industry and has developed strong relationships with our investors and clients. With over 26 years of experience in the industry, Ami is committed to providing exceptional service and expertise to her clients.
Simone MacLeod, Agent, has a background in real estate and has been with MBR since 2004. With a keen eye for detail and a deep understanding of the market, Simone assists buyers and sellers with home sales as well as loans. She also magically runs all of our systems in the office, including creating our database and operational systems.
Neal Skapura, Agent, has a background in instructional technology and has been a lender with MBR since 2003. With a passion for private lending, Neal focuses on residential and commercial private lending and has recently obtained his real estate license to further expand his services.
Non-Profits We Support
At Monterey Bay Resources, Inc., we're committed to giving back to our community. We support several non-profit organizations, including Girls, Inc. of the Central Coast, Youth Resource Bank, Diversity Center, and more.
Why Choose Us
At Monterey Bay Resources, Inc., we believe in providing exceptional service and expert knowledge to our clients. Here are just a few reasons why you should choose us:
- Competitive rates and fees
- Fast funding options
- Experienced and knowledgeable professionals
- Wide range of loan options
- Convenient and hassle-free lending processes
Whether you're buying, selling, or investing in real estate, we're here to help you achieve your goals. Contact us today to learn more about our lending solutions and how we can help you succeed.
Exceptional Service and Expertise
The reviewers unanimously praise Monterey Bay Resources for their exceptional service, expertise, and kindness. The team, led by Ami, is described as incredibly knowledgeable, proficient, and dedicated to providing the best possible options for their clients.
Personalized Experience
Many reviewers highlight the personalized experience they received from Monterey Bay Resources. The team is commended for their quick response times, professionalism, and ability to guide clients through the loan process seamlessly. They are also praised for their willingness to go the extra mile to meet their clients' needs.
Trust and Recommendation
The reviewers express their trust and confidence in Monterey Bay Resources, with many stating that they will use their services again and recommending them to others. They appreciate the team's expertise, kindness, and commitment to delivering results.
Regional Market Knowledge
One reviewer notes that Monterey Bay Resources has a deep understanding of the regional market, which enables them to provide innovative and collaborative solutions.

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