Business Details
13 Years
experience
Your Trusted Mortgage Partner for Home Loans in California
AmeriHome Mortgage Company has been a trusted leader in the mortgage lending industry since 2013, dedicated to empowering homeownership through personalized solutions. As part of Western Alliance Bank, we combine cutting-edge technology with a customer-centric approach to deliver tailored mortgage products, including conventional, FHA, VA, jumbo, and investment property loans. Our team of experts prioritizes transparency, offering no hidden fees, secure data protection, and flexible terms like no pre-payment penalties.With nearly a million satisfied customers, we emphasize long-term relationships, providing ongoing support through mortgage checkups and digital tools. Recognized for industry excellence, our mission remains focused on helping clients achieve financial success through reliable, innovative home financing solutions.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
DSCR Loans
Cash-Out Refinance
First-Time Home Buyer Loans
Non-QM Loans
Portfolio Loans
Buydown Loans
Details
- Year established: 2013
Highlights and features
- We offer over a decade of mortgage lending experience.
- Our team provides personalized loan solutions tailored to your needs.
- We ensure transparent pricing with no hidden fees.
- Our 24/7 customer support is always available.
- We are part of Western Alliance Bank, a top-performing banking company.
What people say
5 star experience
Smooth process
Professional team
Quick and easy
Highly recommend
Services
Conventional Loans
Conventional loans offer flexible terms for borrowers with strong credit. These mortgages require as little as 3% down payment and no mortgage insurance for loans up to 80% of home value. Ideal for primary residences, vacation homes, or investment properties, they provide fixed-rate stability or adjustable-rate options. AmeriHomes experts guide clients through competitive rates and streamlined processes.
FHA Loans
FHA loans cater to first-time buyers and those with lower credit scores. Backed by the Federal Housing Administration, they allow down payments as low as 3.5% and higher debt-to-income ratios. These fixed-rate mortgages simplify homeownership with accessible terms and cash-out refinancing up to 80% of home equity, ensuring affordability for diverse borrowers.
VA Loans
VA loans provide exclusive benefits for military members and veterans, including zero down payment and no mortgage insurance. These loans feature competitive rates, streamlined refinancing options, and flexible qualifying guidelines. AmeriHome specializes in VA purchase loans and cash-out refinances, honoring service members sacrifices with tailored financial solutions.
Jumbo Loans
Jumbo loans serve high-value property purchases exceeding conforming loan limits. Available up to $3 million, they finance primary residences, vacation homes, or investment properties with fixed or adjustable rates. AmeriHomes underwriting accommodates luxury homebuyers seeking cash-out options up to $500,000, ensuring flexibility for unique financial needs.
DSCR Loans
DSCR loans evaluate rental income instead of personal income, ideal for real estate investors. These loans finance residential investment properties with fixed or adjustable rates up to $1 million. AmeriHome offers cash-out options up to $500,000 and streamlined documentation, enabling investors to expand portfolios without tax return verification.
People
Josh Adler
President, Chief Executive Officer
Josh Adler founded AmeriHome in 2013 and leads as CEO, leveraging 30+ years in mortgage banking. He oversees strategic growth and capital markets, ensuring innovative solutions for homeowners nationwide.
Garrett Galati
Chief Financial Officer
Garrett Galati manages financial operations at AmeriHome, bringing expertise in accounting and risk management. His leadership ensures fiscal stability and strategic growth aligned with industry standards.
Dan Blanding
Chief Investment Officer
Dan Blanding directs capital markets at AmeriHome, utilizing 20+ years in trading and risk management. His strategies optimize mortgage pricing and investment returns for sustainable growth.
Anthony Ho
Chief Credit Officer
Anthony Ho oversees credit policy and risk management at AmeriHome, applying 15+ years in mortgage risk mitigation. His focus ensures compliance and quality control across lending practices.
Greg McElroy
Chief Operations Officer
Greg McElroy leads operations at AmeriHome, with a background in mortgage servicing and insurance. His leadership streamlines processes to enhance customer experience and operational efficiency.
Questions
What mortgage loan types does AmeriHome offer?
AmeriHome offers conventional, FHA, VA, jumbo, DSCR, cash-out refinance, and first-time homebuyer loans, tailored to diverse financial needs.
Can I get pre-approved for a mortgage online?
Yes, AmeriHome provides instant rate quotes and pre-approvals within one business day through our digital platform.
Are there any hidden fees with AmeriHome loans?
No, AmeriHome guarantees transparent pricing with no hidden fees or unexpected costs during the loan process.
Does AmeriHome offer 24/7 customer support?
Yes, our team is available 24/7 to assist with mortgage inquiries, applications, and ongoing support.
What are the benefits of refinancing with AmeriHome?
Refinancing with AmeriHome can lower rates, reduce payments, or provide cash-out options, with personalized guidance from our experts.
How does AmeriHome protect customer data?
AmeriHome uses advanced cybersecurity measures to safeguard data during transmission and storage, ensuring privacy and compliance.
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