Business Details
9 Years
experience
Your Mortgage Engineer - Tailored Mortgage Solutions in Aurora, CO
As Your Mortgage Engineer, I bring a unique blend of engineering precision and mortgage expertise to help clients navigate the complex home loan landscape. With over 8 years of experience as a Senior Licensed Mortgage Broker, I work with more than 20 lenders offering 30+ loan programs to tailor solutions for diverse financial situations. My background in electrical engineering equips me to analyze client needs with technical rigor while maintaining a client-first approach that prioritizes transparency and long-term relationships over transactional interactions. I specialize in demystifying mortgage processes for Denver Metro Area homebuyers and refinancers, offering personalized guidance through every stage of the loan journey.My commitment to ethical practices means I'll recommend alternative solutions if they better serve your needs, even if it means losing a commission. By maintaining independence from traditional banking structures, I can focus entirely on finding you the most favorable loan terms without corporate pressure. My services span conventional loans, government-insured programs, and specialized financing options for unique property needs, all backed by rigorous industry knowledge and a dedication to client education.
Services
Conventional Loans
FHA Loans
FHA 203k Loans
Jumbo Loans
USDA Loans
VA Loans
Refinance Services
First-Time Buyer Programs
Down Payment Assistance
Investment Property Loans
Details
- Year established: 2017
Highlights and features
- We work with 20+ lenders to find your optimal loan program
- Licensed Mortgage Broker with engineering background ensures technical precision
- Transparent fee disclosure with no hidden charges
- Available evenings and weekends for personalized service
- Specialized expertise in FHA 203k rehab loans and complex scenarios
What people say
Honesty and work ethic
Refreshing compared to past experiences
Cared about my needs
Technical precision
Long-term relationships
Services
FHA Loans
FHA-insured mortgage programs offer low down payment options for first-time homebuyers. These loans require as little as 3.5% down payment with flexible credit requirements. Our expertise ensures clients understand both the benefits and long-term costs of mortgage insurance requirements.
FHA 203k Loans
Specialized financing for home renovations combines purchase or refinance with repair costs. We guide clients through both streamlined ($5k-$35k) and full rehab (over $35k) loan options, coordinating with contractors and HUD consultants to complete property improvements.
Conventional Loans
Non-government insured loans with competitive rates for borrowers with strong credit profiles. We explain conforming limits, down payment requirements, and private mortgage insurance considerations to help clients choose between conforming and non-conforming options.
VA Loans
Department of Veterans Affairs guaranteed loans for eligible military personnel. Our process includes verifying service requirements, explaining zero-down payment benefits, and navigating the unique closing cost limitations associated with these programs.
Jumbo Loans
Financing for luxury homes exceeding conventional loan limits. We connect clients with specialized lenders offering competitive rates for properties over $417,000, explaining the stricter underwriting standards and higher interest rate considerations.
People
Tammi Robson
Licensed Mortgage Broker
Senior mortgage broker with 8+ years experience and engineering background. Specializes in complex loan scenarios and client education. Holds NMLS #384003 license and works with 20+ lenders to find optimal solutions.
Kurt Haneke
Real Estate Professional
26-year licensed real estate and mortgage broker with local market expertise. Specializes in residential and investment properties. Active in Denver Metro area real estate with deep community connections.
Questions
What mortgage programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and rehab loans through 20+ lenders, including specialized programs for first-time buyers and investment properties.
How do you differ from bank mortgage officers?
As independent brokers, we work for you rather than a specific bank, offering unbiased advice and access to multiple lenders' programs without corporate pressure.
Can you help with bad credit situations?
We work with lenders offering programs for credit scores above 620 and can explain options for improving loan eligibility through our personalized consultation process.
Do you offer online loan applications?
Yes, we provide secure online loan applications with personalized follow-up to explain your specific terms and requirements.
What areas do you serve?
Primarily Denver Metro Area including Aurora and Castle Rock, with lending capabilities across Colorado through our network of approved lenders.
How are you compensated?
We earn commissions from lenders upon loan closing, but prioritize client satisfaction and long-term relationships over transactional profits.
