Business Details
Trusted Mortgage & Loan Services in Scottsdale, AZ
At AZ Loan Help, we specialize in providing tailored loan solutions when traditional lenders hesitate. Our team of experienced professionals offers residential, commercial, and personal loan options designed to meet diverse financial needs. We prioritize transparency, offering a comprehensive Loan Program Index that demystifies financing choices, from government-backed mortgages to non-QM and specialty loans. Our streamlined process ensures fast approvals, with personalized guidance from pre-qualification to funding. Whether you're purchasing a home, refinancing, or seeking capital for personal or business purposes, we leverage relationships with over 900 lending institutions to secure competitive rates and terms.Our commitment to a human-first approach combines technological efficiency with dedicated support, ensuring clients receive informed, stress-free service. We emphasize flexibility, offering unsecured personal loans up to $250,000 with rapid disbursement, and commercial financing solutions that accommodate various asset classes. Our expertise extends to debt consolidation, emergency funding, and strategic refinancing, empowering clients to achieve financial goals with confidence.
Services
Residential Loans
Commercial Loans
Personal Loans
Debt Consolidation
Mortgage Refinancing
Emergency Loans
Wedding Loans
Auto Repair Loans
VA Loans
Non-QM Loans
Highlights and features
- We offer fast funding options for urgent loan needs.
- Our team includes NMLS-certified loan specialists.
- We provide transparent loan comparisons with no hidden fees.
- We serve all 50 states with personalized financing solutions.
- Our process accommodates non-traditional income verification needs.
What people say
Great experience
Patient with questions
Helpful through entire process
Fast custom loan quotes
Money quickly
Services
Residential Loans
We provide residential mortgage solutions for home purchases and refinancing. Our offerings include conventional, FHA, VA, and USDA loans with terms from 5 to 30 years. Our team guides clients through rate comparisons and application processes to secure competitive financing tailored to individual financial situations and homeownership goals.
Commercial Loans
Our commercial lending services cover all asset classes with flexible terms and rapid processing. We connect businesses with over 900 lending partners to secure financing for property acquisition, expansion, or refinancing. Our process includes 48-hour soft LOI terms and funding within 5-6 weeks post-approval, accommodating diverse commercial real estate needs.
Personal Loans
We offer unsecured personal loans ranging from $50,000 to $250,000 for various purposes including debt consolidation, emergency expenses, and major purchases. These loans feature no collateral requirements, quick pre-approval decisions, and funds disbursement within 24-48 hours after approval, serving nationwide borrowers.
Debt Consolidation Loans
Our debt consolidation solutions combine multiple obligations into single monthly payments with potentially reduced interest rates. This service helps simplify finances for clients managing credit card debt, medical bills, or other liabilities through personalized loan structures that improve repayment efficiency and financial clarity.
Mortgage Refinancing
We facilitate mortgage refinancing to help homeowners lower monthly payments, reduce interest costs, or access home equity. Our process includes detailed rate analysis, cash-out refinance options, and strategic term adjustments, supported by tools that compare current market rates against existing loan terms for optimal financial outcomes.
People
Aaron Kerscher
Loan Specialist
NMLS-certified loan specialist with extensive experience guiding clients through residential and commercial loan processes, offering personalized solutions for complex financing scenarios.
Don Francis
Founder & CEO
Established AZ Loan Help to provide accessible financing alternatives, leveraging industry connections and expertise to create innovative loan solutions for underserved markets.
Ashley Jones
Tech Lead
Manages digital infrastructure to ensure seamless online loan applications and secure document processing systems that enhance client experience and operational efficiency.
Lisa Rose
Product Manager
Develops loan product strategies that align with market demands, focusing on expanding accessible financing options across residential, commercial, and personal loan categories.
Kevin Nye
HR Lead
Builds talent acquisition strategies to maintain AZ Loan Help's commitment to exceptional client service through experienced, customer-focused lending professionals.
Questions
What loan options are available through AZ Loan Help?
We offer residential mortgages, commercial loans, personal loans, debt consolidation, VA/FHA loans, and specialty financing including non-QM and asset-based programs.
How quickly can I get approved for a loan?
Personal loan pre-approvals take minutes with funds available within 24-48 hours. Mortgage and commercial loans typically close within 30 days or less.
Do you require collateral for personal loans?
No, our personal loans are unsecured with amounts ranging from $50,000 to $250,000 based on applicant qualifications.
Can I refinance my existing mortgage?
Yes, we offer rate reduction refinancing, cash-out options, and strategic term adjustments with competitive rates and simplified application processes.
What credit score do I need to qualify?
While traditional lenders often require 620+, we work with borrowers having unique financial situations through specialized loan programs that accommodate various credit profiles.
How do commercial loan terms work?
Commercial financing terms range from 3-30 years with amortization periods up to 30 years, including cash-out refinancing and 504/705a SBA loan options.
Videos
