Business Details
Your Trusted Mortgage Partner in Florida & Colorado
AMAC Mortgage Company has been dedicated to helping clients achieve homeownership since our founding. With offices in Ft Myers, Florida and Aurora, Colorado, we specialize in conventional, FHA, VA, USDA, and jumbo loan programs tailored to diverse financial situations. Our team of seasoned professionals, including President Dan Donahoe with 31 years of industry experience, provides personalized guidance through every step of the mortgage process. We prioritize transparency in pricing, offering competitive interest rates and closing costs while maintaining strict adherence to ethical lending practices.Our operations director Miranda Aikman ensures meticulous attention to detail across all loan processing activities. Through our comprehensive refinance options and commitment to overcoming financing obstacles, we serve both first-time buyers and experienced homeowners across two states. Our digital tools enable clients to calculate mortgage payments and complete secure online applications efficiently.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Refinancing Options
Cash Out Refinance
HELOC
Home Purchase Loans
Home Equity Loans
Highlights and features
- We offer over 31 years of mortgage industry experience
- Our team provides personalized client service with local expertise
- We specialize in a wide range of loan programs
- We help clients overcome loan-related roadblocks
- We operate in both Florida and Colorado markets
Services
Conventional Loans
Our conventional loan programs offer fixed and adjustable rate options for home purchases and refinancing. These mortgages provide competitive interest rates with flexible down payment requirements ranging from 3% to 20%. Our experienced loan officers help clients determine optimal loan terms based on individual financial situations.
FHA Loans
FHA loan programs provide accessible homeownership opportunities with low down payments starting at 3.5%. These mortgages feature competitive interest rates and lenient credit requirements, making them ideal for first-time homebuyers. Our team specializes in FHA streamline and cash-out refinance options.
VA Loans
We offer specialized VA loan programs for eligible military veterans and service members. These mortgages provide 100% financing with no down payment requirements and competitive interest rates. Our loan specialists assist veterans through the entire VA loan process, including streamline refinance options.
Jumbo Loans
Our jumbo loan programs finance luxury properties exceeding conventional loan limits. These mortgages cater to high-value home purchases with tailored underwriting guidelines. Our experienced team helps clients navigate the unique requirements of financing premium properties in Colorado and Florida markets.
Refinancing Options
We provide comprehensive refinancing solutions including rate-and-term adjustments, cash-out options, and streamline processes. Our programs help homeowners reduce monthly payments, access equity, or modify loan terms. Specialized options include FHA, VA, and conventional refinance programs with flexible qualification criteria.
People
Dan Donahoe
President/CEO Loan Officer
With 31 years of mortgage industry experience, Dan Donahoe leads AMAC Mortgage Company's Florida and Colorado operations. A Colorado native, he specializes in personalized loan solutions and has helped countless clients achieve homeownership through tailored mortgage programs.
Miranda Aikman
Operations Director/Processing Manager
Miranda Aikman brings extensive mortgage industry expertise to her role as Operations Director. With a career spanning two decades, she ensures meticulous loan processing and operational efficiency, leveraging her comprehensive knowledge of mortgage lending requirements and compliance standards.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and home equity loans, along with various refinance options including cash-out and streamline programs.
Do you serve both Florida and Colorado?
Yes, we operate full-service offices in Ft Myers, Florida and Aurora, Colorado, serving clients throughout both states.
What credit score is needed for a mortgage?
Minimum credit score requirements vary by loan program, ranging from 620 for conventional loans to 580 for FHA loans with 3.5% down payment.
How much down payment is required?
Down payment requirements range from 0% for VA/USDA loans to 20% for conventional loans, with various options available between these ranges.
Can I refinance my existing mortgage?
Yes, we offer multiple refinance options including rate-and-term adjustments, cash-out refinancing, and government-backed streamline programs for eligible borrowers.
How long does the mortgage process take?
The average mortgage process takes 30-45 days from application to closing, depending on loan complexity and documentation completeness.
