Business Details
36 Years
experience
Your Trusted Partner for Mortgage Solutions
Freedom Mortgage, founded in 1990, has dedicated over three decades to empowering Americans through homeownership as a pathway to financial freedom. As one of the nation's top mortgage lenders, we specialize in expanding access to homeownership for first-time buyers, Veterans, and service members while maintaining an unwavering focus on customer-centric solutions. Our family-founded business combines industry expertise with community-driven values, demonstrated through initiatives like Freedom Cares which supports national charities and local causes. With a team of experienced Loan Advisors and a commitment to innovative mortgage solutions, we provide personalized guidance through every step of the homebuying and refinancing process. 
Services
Mortgage Loans
Cash-Out Refinance
VA Loans
FHA Loans
USDA Loans
Home Affordability Calculators
Escrow Services
Mortgage Insurance
Loan Prequalification
Payment Assistance
Details
- Year established: 1990
Highlights and features
- 30+ years of mortgage industry expertise since 1990
- Specialized loan programs for Veterans and first-time homebuyers
- Exclusive Eagle Eye rate monitoring service for customers
- Community-focused with $1M+ donated to Feeding America
- Guaranteed on-time closing with dedicated Loan Advisors
What people say
Excellent Veteran support
Reliable loan processing
Community involvement
Personalized service
Transparent terms
Services
Mortgage Loans
Freedom Mortgage offers comprehensive mortgage solutions including conventional, FHA, VA, and USDA loans. Our experienced Loan Advisors help clients navigate the homebuying process with personalized guidance, digital tools, and guaranteed on-time closings. We specialize in serving diverse financial situations with flexible down payment options and competitive rates.
Cash-Out Refinance
Access your home's equity through conventional, FHA, or VA cash-out refinance options. This allows homeowners to consolidate debt, fund home improvements, or cover major expenses while benefiting from competitive rates and personalized loan terms tailored to individual financial circumstances.
VA Loans
Specialized mortgage programs for Veterans, active-duty personnel, and surviving spouses. These loans offer zero down payment options, no private mortgage insurance requirements, and dedicated support through the VA funding fee program with flexible credit requirements starting at 550 scores.
FHA Loans
Low down payment mortgage solutions insured by the Federal Housing Administration. Ideal for first-time homebuyers with 3.5% down payment requirements and flexible credit qualifying standards, including options for gift funds toward down payments.
USDA Loans
100% financing options for qualified buyers in eligible rural and suburban areas through the USDA Rural Development program. These loans feature competitive rates, no down payment requirements, and special considerations for low-to-moderate income borrowers.
People
Stanley C. Middleman
Founder and CEO
Recognized industry leader with decades of mortgage experience, advocating for expanded homeownership opportunities, particularly for Veterans, while serving on key industry boards.
Questions
What mortgage loan types does Freedom Mortgage offer?
We provide conventional, FHA, VA, USDA, and cash-out refinance loans tailored to various financial situations and eligibility requirements.
How can I get prequalified for a mortgage?
Complete a quick online application or call 888-369-3719 to speak with a Loan Advisor for free prequalification valid 90 days.
Do you offer special programs for Veterans?
Yes, we specialize in VA loans with zero down payment options and dedicated support for Veterans and active-duty personnel.
Can I use a cash-out refinance for debt consolidation?
Yes, our cash-out refinance allows qualified homeowners to access equity for debt consolidation, home improvements, or major expenses.
What payment options are available?
We offer online payments, phone payments, and mail-in check options with automated payment reminders available.
How does Freedom Mortgage support communities?
Through Freedom Cares, we partner with USO, Feeding America, Habitat for Humanity, and local charities to support housing and hunger relief initiatives.
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