Plum Tree Mortgage

Who We Are

Plum Tree Mortgage, Inc. is a mortgage consultant located in Portland, Oregon. We are dedicated to helping our clients select the right mortgage product and navigate the mortgage process with ease.

What We Do

We help individuals, institutions, trusts, partnerships, and other clients in the purchase, refinance, and equity-access of real estate. Our team of experienced mortgage consultants and processing assistants work together to ensure a smooth and efficient mortgage process.

Our Process

At Plum Tree Mortgage, Inc., we are committed to making the mortgage process as seamless as possible. Our team is dedicated to staying on schedule and ensuring the closing goes smoothly. Each customer works with a mortgage consultant and a mortgage processing assistant, who are available to take calls from realtors, borrowers, vendors, or underwriters to keep the process on track.

Our Commitment

We pride ourselves on our commitment to establishing contact quickly, being proactive, and following up with vendors, borrowers, and lenders. We own the closing date and manage the turn times with vendors, lenders, and borrowers. We also set deadlines and stay informed about underwriter approval times and follow up the same day for all overdue items.

Document Validation and Submission

We validate documents within one business day of receipt and submit loan files within one business day from the time the last validated item is received.

Understanding Your Credit

Understanding your credit is crucial in the mortgage process. We offer guidance on how to establish, use, and protect your credit to ensure you are making the most of your financial situation.

What Is a Mortgage?

A mortgage is a loan secured by real estate. In return for the funds necessary to purchase a home, a lender gets your promise to pay back the funds over a certain period at a certain cost. The property serves as collateral for the loan.

What Does My Mortgage Payment Include?

Your monthly mortgage payment typically includes four parts: principal, interest, taxes, and insurance (PITI). It can also include maintenance expenses such as condominium homeowners' association dues.

How Do I Qualify For a Mortgage?

Lenders use the same four basic standards to approve applicants for a mortgage. These standards include income, credit history, assets, and the value of the property. Different mortgage products have varying guidelines within these standards.

Mortgage Products

We offer a range of mortgage products designed to meet the unique needs of our clients. Our products include purchase and refinance options, as well as cash-out refinances.

Get In Touch

We are committed to providing exceptional customer service. If you have any questions or concerns, please do not hesitate to contact us. We are here to help you navigate the mortgage process and find the right mortgage product for your needs.