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Your Trusted Mortgage Partner in Washington, MO
At Franklin Mortgage, we pride ourselves on delivering personalized mortgage solutions tailored to meet the unique needs of our clients. As a division of Bank of Franklin County, we combine local expertise with a commitment to community service, ensuring every customer receives attentive and professional guidance. Our experienced team of loan officers specializes in home loans, land loans, and refinancing options, serving Franklin, St. Charles, St. Louis, Warren, Jefferson, and Gasconade counties. We focus on simplifying the mortgage process, offering a variety of loan programs designed to align with your financial goals. With locations in Washington, Krakow, New Haven, O'Fallon, and Ellisville, we are conveniently positioned to meet you where its most comfortable.

Our dedication to transparency and customer satisfaction has made us a trusted partner in the home financing journey. By prioritizing your needs and leveraging our deep understanding of the local market, we strive to make your homeownership dreams a reality. Our teams extensive experience and personalized approach ensure that every step of the mortgage process is clear, efficient, and stress-free. We are committed to maintaining the highest standards of integrity and service, fostering long-term relationships built on trust and mutual respect. Through our partnership with Bank of Franklin County, we offer a comprehensive suite of financial services, making us your one-stop shop for all mortgage-related needs.
Services
Mortgage Refinance Home Purchase Loans Land Loans Refinancing Options Loan Applications
Highlights and features
  • We are a division of Bank of Franklin County with local expertise.
  • Experienced loan officers dedicated to personalized service.
  • Offering a variety of loan programs to meet unique needs.
  • Serving Franklin, St. Charles, St. Louis, Warren, Jefferson, and Gasconade counties.
  • Committed to community and customer satisfaction.
Associations and certifications
  • FDIC
  • NMLS
What people say
Personalized service Knowledgeable staff Efficient processes Trusted partner Local expertise
Services
Mortgage Refinance
Our mortgage refinancing service helps homeowners lower monthly payments, reduce interest rates, or access equity. We evaluate your current loan terms and financial goals to provide customized refinancing options. With local expertise and competitive rates, we streamline the process to ensure a seamless experience.
Home Purchase Loans
We offer home purchase loans tailored to first-time buyers, move-up buyers, and investors. Our loan officers guide you through pre-approval, application, and closing with personalized support. Flexible terms and down payment options make homeownership accessible and affordable for qualified buyers.
Land Loans
Our land loans cater to individuals and investors seeking financing for vacant land purchases. We provide competitive terms and flexible underwriting to support rural, residential, or commercial land acquisitions. Expert guidance ensures a clear path to securing your property.
Loan Applications
We simplify the mortgage application process with clear documentation requirements and step-by-step assistance. Our team reviews your financial profile to recommend suitable loan programs, ensuring transparency and efficiency from submission to approval.
Refinancing Options
Explore diverse refinancing options to adjust loan terms, consolidate debt, or improve financial stability. We analyze your unique situation to identify the best strategy, offering competitive rates and personalized support throughout the refinancing journey.
People
Brian Pickard
Loan Officer
Brian Pickard, a seasoned loan officer at Franklin Mortgage, brings years of experience in guiding clients through home financing. His client-focused approach ensures clarity and confidence in every transaction.
Joseph P. Ballmann
Loan Officer
Joseph P. Ballmann specializes in mortgage solutions, offering personalized service to help clients achieve homeownership goals. His expertise spans purchase loans, refinancing, and land financing in Missouri communities.
Josh Brinker
Loan Officer
Josh Brinker provides tailored mortgage advice, focusing on client needs and market opportunities. His dedication to customer satisfaction ensures a smooth and informed home financing experience.
Jared M. Monzyk
Loan Officer
Jared M. Monzyk assists clients with mortgage applications, refinancing, and land loans. His local knowledge and commitment to service make him a trusted advisor in Missouris housing market.
Robert Jasper
Loan Officer
Robert Jasper offers expert mortgage guidance, prioritizing transparency and client education. His approach ensures clients understand all aspects of their home financing journey with confidence.
Questions
What mortgage services does Franklin Mortgage offer?
We provide home purchase loans, refinancing options, land loans, and tailored mortgage solutions to meet diverse financial needs.
How can I apply for a mortgage with Franklin Mortgage?
Apply online, contact a local loan officer, or visit one of our Missouri locations for personalized assistance.
Are Franklin Mortgage's rates competitive?
Yes, we offer competitive rates tailored to your financial profile and market conditions.
What areas does Franklin Mortgage serve?
We serve Franklin, St. Charles, St. Louis, Warren, Jefferson, and Gasconade counties in Missouri.
Is Franklin Mortgage part of a larger institution?
Yes, we are the mortgage division of Bank of Franklin County, offering integrated financial services.