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Your Trusted Real Estate Partner in Albuquerque
CL Horse is a leading real estate brokerage in Albuquerque, NM, specializing in residential buying and selling services. With over 11 years of broker experience and 12 years in lending, we combine market expertise with personalized guidance to meet client needs. Our team conducts comprehensive market analyses to identify optimal properties and pricing strategies. We prioritize transparent communication, avoiding false commitments while ensuring clients understand every transaction step. Utilizing Coldwell Banker Legacy's resources and an integrated MLS system, we provide advanced marketing solutions for sellers and tailored home search options for buyers.

Our expertise extends to specialized financing including Section 184 Native American Loans, VA, FHA, and conventional mortgages. We maintain a 24/7 availability commitment, as evidenced by client testimonials, to address client concerns throughout the real estate process. Our dual focus on technological resources and hands-on client support positions us as trusted advisors in Albuquerque's competitive real estate market.
Services
Home Sales Property Valuation Mortgage Guidance Market Analysis Section 184 Loans
Highlights and features
  • We offer 11 years of real estate broker experience with 12 years in mortgage lending
  • Our team provides 24/7 availability for client consultations and support
  • Expertise in Section 184 Native American loan programs and conventional financing
  • We implement a full marketing plan including social media and print advertising
  • Transparent communication with no false commitments or hidden fees
What people say
24/7 availability Expert negotiation skills Personalized mortgage guidance Exceptional Section 184 loan expertise Transparent communication
Services
Home Sales
Our home sales service combines market expertise with personalized marketing strategies to maximize property value. We conduct thorough home inspections, recommend strategic upgrades, and develop comprehensive marketing plans including professional photography and social media campaigns. With access to Coldwell Banker Legacy's extensive network, we ensure maximum exposure for listed properties while maintaining transparent communication throughout the selling process.
Mortgage Guidance
We provide expert mortgage guidance covering conventional, VA, FHA, and specialized Section 184 Native American loans. Our team explains financing options, assists with pre-approval processes, and connects clients with preferred lenders. With 12 years of lending experience, we help buyers understand loan requirements and navigate the underwriting process while ensuring compliance with HUD regulations for Native American borrowers.
Market Analysis
Our market analysis service delivers data-driven insights to determine optimal property pricing. We evaluate comparable sales, market trends, and property features to create accurate valuation reports. This service helps sellers maximize returns while assisting buyers in making competitive offers. The analysis incorporates both current MLS data and historical market performance metrics for comprehensive decision-making.
People
Crucita Cru Horse
Associate Broker
Navajo Nation tribal member with 11 years of real estate experience and 12 years in mortgage lending. Specializes in Section 184 loans and Albuquerque market dynamics. Holds NMSU education background and focuses on personalized client guidance through all transaction stages.
Ric Haskew
Associate Broker
Experienced real estate professional with Coldwell Banker Legacy. Provides expert market analysis and transaction support for Albuquerque properties. Specializes in connecting buyers with suitable homes and sellers with qualified buyers through strategic marketing approaches.
Questions
What real estate services do you offer in Albuquerque?
We provide complete home buying and selling services including market analysis, property valuation, mortgage guidance, and specialized Section 184 loan assistance for Native American clients.
What is a Section 184 loan program?
Section 184 loans are HUD-guaranteed mortgages for Native American borrowers with low down payments (1.25-2.25%) and competitive rates. We specialize in these programs with trained lenders.
How does your home selling process work?
Our process includes home inspection, recommended upgrades, pricing strategy development, professional marketing materials, and 24/7 client communication from listing to closing.
Are you available for after-hours consultations?
Yes, our team maintains 24/7 availability for client consultations and urgent real estate matters as emphasized in our client testimonials.