Business Details
Your Trusted Mortgage Broker in Tampa, FL
Unlimited Mortgage Resources has been a trusted leader in the mortgage industry for over 30 years, specializing in residential and commercial loan solutions. Our team prioritizes personalized service, offering a comprehensive portfolio of loan programs tailored to diverse borrower needs, including self-employed individuals, foreign nationals, and investors. With expertise in niche markets like construction loans, jumbo mortgages, and fix-and-flip financing, we deliver competitive rates and fast closings.Our commitment to accessibility, transparency, and client satisfaction ensures a seamless experience from application to closing, making us a reliable partner for borrowers across Florida, Ohio, and Kentucky.
Services
Home Purchase Loans
Refinance Options
Jumbo Mortgages
Investment Property Loans
Construction Financing
Foreign National Loans
Fix-and-Flip Loans
Commercial Real Estate Loans
FHA/VA Loans
Credit Recovery Programs
Highlights and features
- We offer 30+ years of expertise in complex mortgage scenarios.
- Our portfolio includes niche programs for self-employed and foreign borrowers.
- We guarantee competitive rates through partnerships with top national lenders.
- Our team provides 24/7 support for urgent mortgage needs.
- We close most loans in under three weeks with personalized service.
Associations and certifications
- NMLS 1991038
Services
Home Purchase Loans
We provide tailored mortgage solutions for first-time buyers and seasoned investors. Our programs include FHA, VA, USDA, and conventional loans with down payments as low as 0%. With access to nationwide lenders, we ensure competitive rates and flexible terms for primary residences, vacation homes, and investment properties.
Refinance Options
Our refinance programs help homeowners reduce monthly payments, consolidate debt, or access equity. Services include rate-and-term refinancing, cash-out options, and streamline processes for FHA, VA, and USDA loans. We specialize in rapid closings and appraisal waivers for qualified borrowers.
Jumbo Mortgages
We offer jumbo loans up to $10 million for luxury properties or high-value real estate. These non-conforming loans feature competitive rates and flexible underwriting, catering to borrowers with strong credit profiles seeking financing beyond conventional loan limits.
Investment Property Loans
Our investor-focused programs underwrite based on property cash flow rather than borrower income. With DSCR options starting at 0.75%, we support portfolios of all sizes, including multi-family units and commercial properties, with loan amounts up to $1.5 million.
Construction Loans
We specialize in construction loans for residential and commercial projects, including builder portfolio retention programs. Our process funds projects in stages, with flexible terms for land acquisition, development, and completion, even for borrowers without traditional income verification.
People
Lisa Chambers
President
Lisa Chambers leads Unlimited Mortgage Resources with 30+ years of industry experience, specializing in innovative loan solutions for complex borrower profiles.
Questions
What loan programs do you offer for self-employed borrowers?
We provide bank statement programs requiring no tax-reported income, ideal for self-employed individuals with non-traditional financial documentation.
Can foreign nationals obtain mortgages through your company?
Yes, we offer ITIN and foreign national loan programs with flexible down payment and credit requirements for U.S. property purchases.
How quickly can you close a mortgage?
Most loans close within three weeks, with expedited two-hour pre-approvals available for competitive real estate markets.
Do you offer construction loans for new homes?
Yes, we provide construction financing with options to retain properties in investment portfolios, requiring no income verification.
What areas do you serve?
We operate statewide in Florida, Ohio, and Kentucky, with specialized programs for local market conditions.
