Business Details
Your Trusted Mortgage Partner in Verona, WI
At Stampfli Mortgage, we pride ourselves on delivering exceptional mortgage solutions tailored to meet the unique needs of our clients. With decades of combined experience, our team of seasoned professionals specializes in guiding homeowners through the complexities of home financing, whether purchasing a new property or refinancing an existing mortgage. Our collaborative approach ensures clients receive personalized support from dedicated mortgage specialists, processors, and advisors, all committed to simplifying the loan process. We offer a comprehensive range of loan options, including fixed-rate, adjustable-rate, VA, FHA, and USDA mortgages, designed to accommodate diverse financial situations.Our commitment to transparency, competitive rates, and responsive communication has earned us a reputation as a trusted partner in Wisconsins housing market. Clients consistently praise our ability to streamline transactions, provide timely guidance, and deliver cost-effective solutions that align with their long-term goals. By prioritizing client relationships and leveraging our industry expertise, we strive to make every mortgage experience seamless and stress-free.
Services
Fixed Rate Mortgage
Adjustable-Rate Mortgage
VA Mortgage
FHA Mortgage
USDA Mortgage
Highlights and features
- We offer personalized mortgage solutions with over 20 years of industry experience.
- Our team provides responsive, 24/7 communication to address client needs promptly.
- We specialize in diverse loan programs, including VA, FHA, and USDA mortgages.
- Clients benefit from our transparent process and competitive interest rates.
- Our collaborative team approach ensures seamless coordination from application to closing.
What people say
Rockstars
Fantastic experience
Quick and easy
Smooth process
Highly recommend
Services
Fixed Rate Mortgage
A fixed-rate mortgage ensures consistent interest rates and monthly payments over the loan term. Ideal for Wisconsin homeowners seeking long-term stability, this option offers 10- to 30-year terms with no hidden fees. Clients benefit from predictable costs and the flexibility to refinance if rates drop.
Adjustable-Rate Mortgage
Adjustable-rate mortgages provide lower initial rates for a set period before adjusting annually. Suitable for clients planning shorter-term homeownership or anticipating income growth. Benefits include potential savings if rates decline and refinance options for rate adjustments.
VA Mortgage
VA mortgages offer zero-down financing and lower rates for veterans and active military families. This program includes limited closing costs, no mortgage insurance, and lenient credit requirements. Refinance options like cash-out and streamline loans further enhance accessibility for eligible borrowers.
FHA Mortgage
FHA loans cater to first-time buyers with low down payments (3.5%) and flexible credit standards. Available to borrowers with scores as low as 580, these loans support debt consolidation and home improvements through streamline and cash-out refinance programs.
USDA Mortgage
USDA mortgages provide zero-down financing for rural Wisconsin properties, with income-based eligibility and low mortgage insurance. Designed for primary residences, this program supports low-to-moderate-income families in qualifying areas with competitive rates and reduced closing costs.
People
Jason Stampfli
Senior Mortgage Advisor
Jason Stampfli has specialized in mortgage advising since 2003, offering personalized solutions and exceptional communication. Clients value his proactive approach and dedication to simplifying the loan process.
Kevin T. Litwicki
Senior Mortgage Advisor
Kevin Litwicki has provided tailored mortgage services since 2002, emphasizing transparency and ease. His clients appreciate his responsiveness and ability to secure favorable loan terms efficiently.
Ben Krug
Senior Mortgage Loan Processor
Ben Krug has streamlined mortgage processing since 2017, ensuring timely closings through meticulous attention to detail and efficient coordination with lenders and title companies.
Jamie McGrath
Senior Mortgage Loan Specialist
Jamie McGrath has supported homebuyers since 2016, focusing on simplifying the purchase process. Her clients highlight her encouragement and expertise in navigating complex transactions.
Rachelle Pompey
Senior Mortgage Loan Specialist
Rachelle Pompey brings over 13 years of lending experience, specializing in mortgage solutions since 2019. She prioritizes accessible homeownership and delivers personalized support to first-time buyers.
Questions
What is a mortgage?
A mortgage is a loan used to purchase property, with the home serving as collateral. Borrowers make monthly payments until the loan is repaid.
What services do mortgage brokers provide?
Mortgage brokers offer loan comparisons, application assistance, and negotiation support, connecting clients with lenders that match their financial needs.
How do mortgage brokers get paid?
Brokers earn commissions from lenders upon loan closing, though additional fees must be disclosed to borrowers upfront.
What factors determine mortgage interest rates?
Rates depend on credit scores, loan type, market conditions, and income verification, with better scores typically securing lower rates.
What is pre-approval, and why is it important?
Pre-approval assesses your borrowing capacity, helping you target affordable homes and strengthening offers to sellers.
Can I get a mortgage with a low credit score?
Yes, programs like FHA loans accept scores as low as 580, though higher scores improve rate options and loan terms.
