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Business Details
16 Years
experience
Your Trusted Mortgage Broker in Los Angeles
Carbarr Funding is a California-based mortgage lending brokerage committed to providing diverse financing solutions for today's complex real estate market. Established in compliance with the Frank-Dodd Act and registered with the Nationwide Licensing Registry System, we specialize in FHA, VA, Conventional, Jumbo, Alt Doc, and Reverse Mortgages. Our team prioritizes client financial improvement through competitive rates, unbiased resources, and professional insight. We ensure every loan funded adheres to regulatory standards while delivering tangible benefits to borrowers. With expertise in debt consolidation, home improvements, probate refinancing, and more, we offer tailored solutions for first-time buyers, growing families, and investors.

Our automated underwriting process enables fast closings, ensuring timely satisfaction for clients. We serve clients with verified income, self-employed individuals, and those with unique credit situations, including recent bankruptcies or foreclosures. Our lending programs include fixed-rate mortgages, adjustable-rate mortgages, and specialized options like HERO & PACE loans. We pride ourselves on cutting-edge service, transparency, and a commitment to responsible borrowing. By staying attuned to evolving industry standards, we transform market challenges into opportunities for our clients' financial success.
Services
FHA Loans VA Loans Refinance Options Reverse Mortgages Debt Consolidation Loans Jumbo Loans Alt Doc Loans Probate Refinancing Home Improvement Loans Adjustable-Rate Mortgages
Details
  • Year established: 2010
Highlights and features
  • We offer diverse loan options for all credit and income scenarios.
  • Our automated underwriting ensures fast, reliable closings.
  • We specialize in probate refinancing and debt consolidation solutions.
  • Our team adheres to strict compliance with federal regulations.
  • We provide unbiased resources for responsible borrowing decisions.
Associations and certifications
  • Frank-Dodd Act
  • Nationwide Licensing Registry System
Services
FHA Loans
FHA loans provide low-down-payment options for qualified borrowers. Ideal for first-time homebuyers, these loans require minimal credit scores and offer flexible income verification. Carbarr Funding ensures competitive rates and seamless processing for FHA loan applicants.
Reverse Mortgages
Reverse mortgages enable homeowners aged 62+ to convert equity into tax-free income. Designed for retirement planning, these loans eliminate monthly payments while preserving home ownership. Carbarr Funding offers expert guidance on eligibility and financial implications.
Debt Consolidation Loans
Debt consolidation loans combine multiple debts into a single payment. This service reduces interest costs and simplifies financial management. Carbarr Funding tailors solutions to improve credit health and long-term stability for borrowers.
Questions
What loan types does Carbarr Funding offer?
We offer FHA, VA, Conventional, Jumbo, Alt Doc, Reverse Mortgages, and specialized programs like probate refinancing and debt consolidation loans.
Can I refinance an existing mortgage?
Yes, we provide refinance options to lower payments, remove mortgage insurance, or adjust loan terms for improved financial stability.
Do you work with self-employed borrowers?
Yes, we offer income verification options using bank statements for self-employed individuals and investors.
How quickly can loans close?
Our automated underwriting process enables fast closings, typically within 30-45 days depending on documentation and loan complexity.