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Your Trusted Real Estate Partner in Central & North Florida
Live Oak Realty is a professional real estate service dedicated to helping clients navigate the dynamic markets of North Central and Central Florida. With deep roots in the communities we serve, our team combines hometown values of honesty, integrity, and friendliness with over two decades of industry expertise. We specialize in property listings across diverse areas including Live Oak, St. Cloud, Harmony, and Lake Nona, offering residential, commercial, and investment properties tailored to meet every client's unique needs.

Our agents pride themselves on personalized service, leveraging extensive local market knowledge to guide buyers and sellers through seamless transactions. From waterfront living to luxury golf communities, we provide access to premier locations near major attractions like Walt Disney World and Orlando International Airport. As a family-owned business, we prioritize building lasting relationships and contributing to the growth of the regions we call home.
Services
Property Listings Residential Sales Commercial Real Estate Investment Properties Waterfront Homes
Highlights and features
  • We offer over 20 years of local real estate expertise
  • Our team provides personalized guidance for every transaction
  • We specialize in diverse property types across Central Florida
  • We maintain deep knowledge of North Central Florida markets
  • We combine hometown values with professional excellence
Services
Property Listings
We provide comprehensive property listings across North Central and Central Florida markets. Our inventory includes single-family homes, multi-family units, commercial properties, and investment opportunities. With detailed online listings and personalized search assistance, we help clients find properties matching their specific needs and lifestyle preferences.
Residential Sales
Our residential sales specialists guide homeowners through the selling process from initial pricing to closing. We offer market analysis, staging advice, and marketing strategies to maximize property visibility. Buyers receive tailored search criteria and negotiation support to secure their ideal home at the best value.
Commercial Real Estate
We specialize in commercial property transactions including retail spaces, office buildings, and industrial facilities. Our agents understand the unique requirements of business property transactions and provide market insights to help investors and entrepreneurs make informed decisions about their commercial real estate investments.
Investment Properties
Our team helps investors identify profitable property opportunities in growing Florida markets. We analyze rental potential, market trends, and ROI projections to support informed investment decisions. From vacation rentals to long-term holdings, we provide guidance for building successful real estate portfolios.
Waterfront Homes
We specialize in waterfront property transactions featuring lakefront, riverfront, and coastal access homes. Our agents understand the unique considerations of waterfront living and provide expert guidance on property selection, environmental regulations, and maintenance requirements for these premium real estate investments.
People
Jay Wetzel
President/Broker
Jay Wetzel founded Live Oak Realty with over 20 years of local real estate experience. Raised in Osceola County, he specializes in Live Oak, Lake City, St. Cloud, Lake Nona, and Harmony markets. Recognized as 'Top Producer of the Year' with $16.2 million in sales.
Celia Wetzel
Real Estate Associate
Celia Wetzel brings 11 years of real estate experience to the Live Oak team. Supporting buyers and sellers across all transaction phases, she works closely with her husband Jay to provide comprehensive real estate solutions in North Florida markets.
Susan Sanchez
Sales Associate
Susan Sanchez, a Central Florida resident for 27+ years, specializes in residential, commercial, and land sales. Licensed in multiple property types, she helps clients find business locations or forever homes in the St. Cloud area.
Traci Deas
Sales Associate
Traci Deas, a Suwannee County resident for 30 years, joined Live Oak Realty after a 30-year cosmetology career. She earned her real estate license in 2025 and serves clients in Live Oak with local market expertise.
Questions
What areas does Live Oak Realty serve?
We serve North Central Florida including Live Oak and Lake City, plus Central Florida locations like St. Cloud, Harmony, and Lake Nona.
What property types do you handle?
We specialize in residential homes, commercial properties, investment real estate, and waterfront properties across multiple Florida markets.
Do you offer commercial real estate services?
Yes, we provide comprehensive commercial real estate services including property sales, leasing, and investment opportunities in growing Florida markets.
What experience do your agents have?
Our team includes agents with over 20 years of local experience, specialized training, and deep knowledge of Florida's residential and commercial markets.