Business Details
47 Years
experience
Your Trusted Local Bank in Lewiston, ID
Twin River Bank has been a cornerstone of the Lewis Clark Valley community since 1979, dedicated to providing high-quality, locally owned banking services. As the region's only home-owned bank, we combine competitive pricing with personalized service, ensuring both individual and business clients receive tailored financial solutions. Our commitment to local decision-making and community growth has driven our expansion to four convenient locations across Idaho and Washington. We offer a comprehensive suite of services, including home loans, business loans, online banking, and investment products, all supported by experienced professionals who understand regional needs.With a focus on transparency and customer satisfaction, we maintain strong relationships with depositors, borrowers, and stakeholders while adhering to rigorous financial standards. Our history of innovation includes pioneering remote deposit capture and mobile banking solutions to meet evolving client demands. Governed by a board of local leaders and regulated by the Idaho Department of Finance and FDIC, we balance profitability with ethical practices to serve both customers and shareholders responsibly. From our humble beginnings in a modular unit to our modern facilities, we remain dedicated to enhancing the financial well-being of the communities we serve.
Services
Checking
Savings
Home Loans
Business Loans
Credit Cards
Online Banking
Mortgage Applications
Safe Deposit Boxes
ATM Services
Remote Deposit Capture
Details
- Year established: 1979
Highlights and features
- We are the Lewis Clark Valley's only locally owned bank since 1979
- We offer personalized service with local decision-making authority
- Our competitive loan rates and digital banking tools meet modern needs
- We maintain FDIC insurance and strict regulatory compliance standards
- Our community reinvestment initiatives directly benefit local residents
Associations and certifications
- FDIC
Services
Home Loans
We offer comprehensive home loan solutions including conventional, FHA, VA, and USDA loans for primary residences and investment properties. Our local underwriting team streamlines the approval process while maintaining competitive rates. Customers benefit from personalized guidance through every stage of the home buying journey.
Business Loans
Our business lending services include term loans, lines of credit, and equipment financing tailored to local companies' needs. We provide cash management solutions and payroll services with dedicated support for small business owners. Local decision-making enables faster approvals compared to national banking chains.
Online Banking
Our digital platform offers 24/7 account access, bill payment, remote deposit capture, and eStatements. Security features include multi-factor authentication and real-time transaction alerts. Mobile banking apps are available for both Android and iOS devices with intuitive interfaces for managing finances.
Questions
What services does Twin River Bank offer?
We provide checking and savings accounts, home loans, business loans, credit cards, online banking, remote deposit capture, and safe deposit boxes.
Is Twin River Bank FDIC insured?
Yes, all deposits are FDIC-insured up to applicable limits for added security.
Can I apply for loans online?
Yes, we offer online mortgage applications and business loan requests through our secure digital platform.
What makes Twin River Bank different from chain banks?
As a locally owned bank, we make lending decisions locally and reinvest in community development projects.
Do you have mobile banking options?
Yes, our mobile app supports bill payment, remote check deposit, and account management features.
