Business Details
Your Trusted Mortgage Partner in Portland, OR
Centurion Funding Group is a locally owned mortgage company based in Portland, Oregon, dedicated to providing honest and competitive real estate mortgage services. With decades of combined experience in the banking and mortgage industry, our team serves first-time homebuyers, seasoned real estate investors, executive move-up clients, and those refinancing existing mortgages. We prioritize personalized service, maintaining long-term relationships with clients across generations. Our mission is to earn your trust as your preferred mortgage banker for life by combining industry expertise with a commitment to transparency and client satisfaction. We specialize in a wide range of loan programs, including fixed-rate mortgages, adjustable-rate mortgages, government-insured loans, and commercial lending solutions.Our team continuously strives to improve through technological advancements and exceptional customer service, ensuring clients receive tailored financial solutions. We are licensed in Oregon under ML-4556 and maintain NMLS certifications for regulatory compliance. Our focus on putting borrowers first has allowed us to build a robust network of satisfied clients throughout the Pacific Northwest. Whether you're purchasing a home, refinancing, or seeking commercial financing, our experienced professionals are here to guide you through every step of the process. Contact us today for a quick pre-qualification or to discuss your specific mortgage needs.
Services
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
Government-Insured Loans
Commercial Lending
Conforming Loans
Jumbo Loans
Highlights and features
- We offer decades of combined mortgage banking experience since the 1970s.
- Our team maintains long-term relationships with multi-generational clients.
- We provide tailored loan programs for diverse real estate needs.
- Our focus on technology improves client service and efficiency.
- We prioritize transparency and personalized financial solutions.
Services
Fixed-Rate Mortgages
Fixed-rate mortgages provide consistent interest rates and predictable monthly payments throughout the loan term. Ideal for long-term homeowners seeking financial stability, these loans protect against market rate fluctuations. Centurion Funding Group offers 15- and 30-year terms with transparent terms and competitive rates.
Adjustable-Rate Mortgages
Adjustable-rate mortgages feature initial fixed-rate periods followed by market-adjusted rates. Suitable for short-term homeowners, these loans offer lower initial payments with options like the 5/1 ARM. We provide clear disclosures about potential rate changes and payment scenarios.
Government-Insured Loans
Government-insured loans include FHA, VA, and USDA programs with specialized benefits. FHA loans assist low-to-moderate income borrowers, VA loans offer zero-down options for veterans, and USDA loans support rural homebuyers. We guide clients through eligibility requirements and application processes.
Commercial Lending
Commercial lending solutions finance income-producing properties like office buildings and apartment complexes. We offer SBA loans with government guarantees and apartment loan programs tailored to investment needs. Our team specializes in structuring deals for commercial real estate acquisitions and renovations.
Jumbo Loans
Jumbo loans exceed conforming loan limits (over $484,350 in 2019) with stricter underwriting standards. These high-balance mortgages require larger down payments and higher credit scores. We help clients navigate requirements for luxury homes or properties in high-cost markets.
People
Mary Susi
President and Mortgage Loan Consultant
Mary Susi has worked in mortgage banking since 1994, building long-term relationships with multi-generational clients. She combines banking expertise with Portland community involvement, offering personalized solutions for diverse real estate needs.
Joven Susi
Operations and Commercial Loan Consultant
Joven Susi has specialized in mortgage banking since 1979, focusing on commercial lending and operational excellence. He emphasizes attention to detail and technological innovation to enhance client service and streamline mortgage processes.
Questions
What loan programs do you offer?
We offer fixed-rate mortgages, adjustable-rate mortgages, government-insured loans (FHA, VA, USDA), commercial lending, conforming loans, and jumbo loans.
Are you licensed to operate in Oregon?
Yes, we are licensed in Oregon under ML-4556 and maintain NMLS certifications for regulatory compliance.
What sets Centurion Funding Group apart from other lenders?
Our decades of experience, personalized service approach, and commitment to technological innovation distinguish us in the mortgage industry.
Do you offer commercial mortgage solutions?
Yes, we provide commercial lending for acquiring, refinancing, or redeveloping properties like office buildings, apartments, and warehouses.
How can I get pre-qualified for a mortgage?
Contact our qualified professionals via phone or email for a quick pre-qualification process tailored to your financial situation.
What is the difference between conforming and jumbo loans?
Conforming loans meet Fannie Mae/Freddie Mac limits ($484,350 in 2019), while jumbo loans exceed these limits and have stricter underwriting criteria.
