Business Details
Your Trusted Mortgage Partner in Duluth, GA
Unlimited Mortgage Group has been dedicated to helping customers achieve homeownership through competitive mortgage solutions. Our team combines industry expertise with a personalized approach to guide clients through the loan process, from initial application to closing. We specialize in conventional, FHA, VA, USDA, jumbo, non-QM, and HELOC loans, ensuring tailored options for diverse financial situations. With a focus on transparency and integrity, we prioritize low interest rates, streamlined online applications, and exceptional customer service.Our commitment to overcoming lending challenges and supporting clients with niche programs, such as bank statement and profit/loss-based loans, sets us apart. Headquartered in Duluth, Georgia, we serve local and regional markets with professionalism and dedication.
Services
Conventional Mortgages
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Non-QM Loans
HELOC
Refinancing Programs
Cash Out Refinance
HARP Refinance
Highlights and features
- We offer niche loan programs for self-employed borrowers using bank statements or profit/loss statements.
- Our team provides personalized guidance through purchase and refinancing processes.
- We prioritize low interest rates and transparent communication to build client trust.
- We specialize in overcoming lending roadblocks with tailored financial solutions.
- Our online application streamlines the mortgage process for convenience and efficiency.
Services
Conventional Mortgages
Conventional mortgages offer fixed or adjustable rates for homebuyers with strong credit and stable income. These loans are ideal for those seeking flexibility in down payment and loan terms. Our team ensures competitive rates and personalized guidance to secure your dream home.
FHA Loans
FHA loans provide low down payment options for first-time homebuyers with modest credit histories. These government-insured loans reduce lender risk, enabling more accessible homeownership. We assist borrowers in navigating FHA requirements to achieve affordable financing.
VA Loans
VA loans offer zero-down payment benefits to eligible military veterans and service members. These programs honor service with exceptional terms and no private mortgage insurance. Our specialists streamline the VA loan process for a seamless experience.
HELOC
HELOCs allow homeowners to leverage equity for renovations, debt consolidation, or emergencies. These adjustable-rate lines of credit provide flexible access to funds. We help clients assess eligibility and structure HELOC terms to meet financial goals.
Refinancing Programs
Refinancing options include rate/term adjustments, cash-out solutions, and streamline processes for existing homeowners. These programs reduce monthly payments or unlock equity. Our advisors evaluate your current loan to optimize refinancing benefits.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, non-QM, HELOC, and refinancing programs, including cash-out and streamline options.
Can self-employed borrowers qualify for loans?
Yes, we offer bank statement and profit/loss-based programs tailored for self-employed individuals.
How can I refinance with low equity?
HARP and FHA streamline programs allow refinancing with minimal equity, reducing monthly payments or adjusting terms.
What documents are needed for a mortgage application?
Required documents include pay stubs, W-2s, tax returns, bank statements, and property details, depending on loan type.
Do you offer online mortgage applications?
Yes, our secure online application simplifies the process, taking just minutes to complete with instant submission.
How do credit scores affect mortgage rates?
Higher credit scores typically qualify for lower rates, while lower scores may require additional documentation or higher interest rates.
