Business Details
13 Years
experience
Expert Mortgage Brokers in Alpharetta, GA
North Point Mortgage Advisors, established in 2013, brings over two decades of combined industry experience to help clients achieve homeownership or refinance goals. Our team specializes in Conventional, Jumbo, FHA, and VA loans across Georgia and Florida, prioritizing competitive rates and personalized service. We pride ourselves on transparency, guiding clients through every step with integrity and expertise.Our niche programs, including 3% down and high-balance loans, cater to diverse financial situations. With a commitment to accessibility and customer satisfaction, we ensure a seamless mortgage process tailored to individual needs.
Services
Conventional Mortgages
Jumbo Loans
FHA Loans
VA Loans
USDA Loans
Refinance Programs
HELOC
HARP
Adjustable Rate Mortgages
Fixed Rate Mortgages
Details
- Year established: 2013
Highlights and features
- 20+ years of combined industry experience
- Loans closed in 25 days or less
- Specialized niche programs (3% down, high-balance loans)
- Personalized service with competitive rates
- Transparent communication throughout the process
Associations and certifications
- NMLS
What people say
Impeccable service
Competitive rates
Smooth process
Professional and understanding
Excellent rate
Services
Conventional Mortgages
Conventional mortgages offer fixed or adjustable rates for primary residences, investment properties, or vacation homes. Ideal for borrowers with strong credit seeking flexible down payment options. Our team simplifies the process with competitive rates and expert guidance tailored to your financial goals.
FHA Loans
FHA-insured loans provide low down payment options (as low as 3.5%) for first-time homebuyers. Designed for those with moderate credit histories, these loans offer accessible pathways to homeownership with competitive interest rates and lenient qualification criteria.
VA Loans
VA-guaranteed loans offer zero down payment options and favorable terms for eligible military veterans. Our specialists streamline the process, ensuring veterans secure the maximum benefits available through this program with personalized support from application to closing.
Refinance Programs
Our refinance options include rate-and-term, cash-out, and streamline programs to reduce monthly payments or access home equity. We analyze your unique situation to identify the most cost-effective solution, leveraging our industry partnerships for optimal outcomes.
HELOC
HELOCs provide flexible credit lines secured by home equity, ideal for renovations or major expenses. We offer competitive rates and straightforward terms, allowing homeowners to leverage their property's value with the guidance of our experienced loan advisors.
People
Joe Rogers
President
Joe Rogers, President of North Point Mortgage Advisors, brings 20+ years of mortgage expertise to guide clients through seamless loan processes. His client-first approach ensures competitive rates and personalized solutions for Georgia and Florida homebuyers.
Questions
When should I consider refinancing my mortgage?
Refinance when rates drop 1-2% below your current rate to reduce payments. Our team analyzes your situation to determine if refinancing aligns with your financial goals.
What are discount points and should I pay them?
Points lower your rate upfront. We recommend paying points if you plan to stay in your home long-term, ensuring long-term savings outweigh initial costs.
How does the APR differ from my loan's interest rate?
APR includes fees and points, reflecting the loan's true cost. We provide clear APR breakdowns to help you compare offers accurately.
What documents are required for a mortgage application?
We require income verification, asset statements, and property details. Our team provides a personalized checklist to streamline your application process.
Can I get a mortgage with a low credit score?
Yes, FHA loans accommodate lower scores. We assess your unique circumstances to identify programs that match your credit profile and homeownership goals.
