Business Details
33 Years
experience
Your Trusted Mortgage Broker in Alexandria, VA
Homefirst Mortgage was founded in 1993 by experienced loan officers committed to exceptional service. Under the leadership of President/CEO Gregory Kundinger, who brings over 36 years of mortgage banking expertise, we combine personalized service with a seasoned team of professionals. Our mission centers on client education and satisfaction, ensuring every customer feels confident in their mortgage decisions. Licensed in seven states including Virginia and Washington DC, we operate through a network of home-based loan officers who meet strict recruiting standards. Our technology infrastructure maintains robust security protocols to protect client data throughout the mortgage process.With a focus on FHA, VA, and conventional loan programs, we guide clients through purchase, refinance, and home equity transactions. Our team of over 25 loan officers provides localized expertise while leveraging national lending partnerships. We maintain transparency through detailed loan process explanations and educational resources like our mortgage calculator. Our corporate structure minimizes overhead costs while maximizing productivity, allowing us to pass savings to clients. This commitment to service excellence has fueled our growth into a regional market leader.
Services
FHA Loans
VA Loans
Refinancing
Home Equity Loans
First-Time Homebuyer Programs
Details
- Year established: 1993
Highlights and features
- We have over 30 years of experience in mortgage banking services
- Our loan officers maintain strict professional recruiting standards
- We operate with transparent mortgage process explanations
- Our secure technology infrastructure protects client information
- We offer localized expertise across seven licensed states
Services
FHA Loans
Our FHA loan program offers low down payment options starting at 3.5% with flexible credit requirements. These HUD-insured mortgages allow rolled closing costs and are ideal for first-time homebuyers or those with past credit challenges. Our experienced officers help clients navigate this accessible homeownership pathway.
VA Loans
We specialize in VA loans for active duty personnel and veterans, offering zero down payment options up to $417,000. Our team handles standard VA loans and IRRRL refinances with no appraisal requirements. We help disabled veterans qualify for funding fee waivers and guide clients through assumable loan options.
Refinancing
Our refinance solutions help homeowners lower interest rates, consolidate debt, or access home equity. We offer cash-out refinancing, rate-and-term adjustments, and HELOC options. Our process includes current appraisal analysis and personalized documentation guidance to meet individual financial goals.
First-Time Homebuyer Programs
We provide comprehensive support for first-time homebuyers including loan process education, required document preparation, and mortgage program comparisons. Our officers guide clients through down payment options, credit qualifying standards, and settlement table expectations with personalized support at every stage.
Home Equity Loans
Our home equity solutions offer fixed-rate financing for home improvements, education funds, or debt consolidation. We help clients access their property's value without refinancing existing low-rate mortgages, providing clear terms and responsible borrowing guidance while maintaining current loan positions.
People
Gregory L. Kundinger
President/CEO
With over 36 years of mortgage banking experience, Gregory Kundinger founded Homefirst Mortgage in 1993. He maintains active loan officer status while overseeing company operations, combining hands-on expertise with strategic leadership to maintain our service-focused philosophy.
Erin Donnelly
Chief Operating Officer
Erin Donnelly leads daily operations with 15+ years of mortgage industry experience. She ensures seamless transaction management across our licensed states, maintaining compliance standards while optimizing client service processes through technology integration and team development initiatives.
Anna Greco
Senior Loan Officer
As a Senior Loan Officer with 12 years of experience, Anna Greco specializes in FHA and VA loan programs. She provides personalized guidance to first-time homebuyers while maintaining a 98% client satisfaction rate through transparent communication and timely transaction execution.
Chris Downey
Senior Loan Officer
Chris Downey brings 18 years of mortgage expertise to his role as Senior Loan Officer. He specializes in complex refinance transactions and has helped over 500 clients achieve lower monthly payments through strategic rate adjustments and equity management solutions.
Colin Grote
Senior Loan Officer
Colin Grote focuses on first-time homebuyer education and down payment assistance programs. With a decade of experience in Northern Virginia markets, he has guided over 300 families through the home purchase process with customized mortgage solutions and market insights.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, conventional, jumbo, and USDA loans for purchases, refinancing, and home equity transactions with specialized programs for first-time homebuyers.
How do I start the mortgage application process?
Begin with our secure online application or contact a local loan officer who will guide you through document preparation and program selection tailored to your financial situation.
Can I refinance with bad credit?
Our FHA streamline refinance program allows qualified borrowers with credit challenges to reduce monthly payments without extensive documentation or credit score requirements.
Do you offer mortgage pre-approvals?
Yes, we provide official pre-approval letters after verifying income, assets, and credit history to strengthen your home purchase offer position.
How long does the mortgage process take?
Typical loan processing takes 30-45 days from application to closing, with expedited options available for qualified borrowers needing faster transaction timelines.
Are your mortgage rates competitive?
We access 45+ lender partners to secure best-in-market rates and offer rate lock guarantees to protect against market fluctuations during the loan process.
