Business Details
Your Trusted Mortgage Partner in Long Island, NY
At Reliant Home Funding, we are driven by a singular mission: to empower individuals and families to achieve the American Dream through homeownership. As a family-run business with a dedicated team, we prioritize relationships over transactions, ensuring every client receives personalized attention and transparent guidance. Our commitment to excellence is reflected in our cutting-edge technology, open communication, and a diverse range of mortgage programs tailored to meet unique financial needs. With decades of combined experience, we specialize in navigating the complexities of mortgage origination, offering FHA, VA, Conventional, Jumbo, and Renovation Loans.Our core valuesteamwork, accountability, education, and continuous evolutionanchor our approach to service, ensuring we remain a trusted partner in the ever-changing real estate landscape. By focusing on integrity and client-centric solutions, we have built a reputation for delivering reliable, efficient, and stress-free mortgage experiences. Our clients success stories, reflected in thousands of five-star reviews, underscore our dedication to transforming lives through homeownership. Whether purchasing or refinancing, we stand ready to guide you through every step of your journey with professionalism and care.
Services
FHA Loans
Conventional Loans
VA Loans
ARM Loans
Fixed Loans
Renovation Loans
Jumbo Loans
Reverse Mortgages
Highlights and features
- We offer personalized mortgage solutions tailored to your unique financial situation.
- Our experienced team provides expert guidance from application to closing.
- Transparent pricing ensures no hidden fees or surprises during the loan process.
- We deliver remote mortgage services for convenience and flexibility.
- Thousands of five-star reviews highlight our commitment to client satisfaction.
What people say
Great team
Courteous, kind
Efficient and on time
Knowledgeable team
Above and beyond effort
Services
FHA Loans
FHA Loans provide accessible homeownership opportunities with low down payments and flexible credit requirements. Ideal for first-time buyers or those with limited savings, these government-insured mortgages reduce financial barriers while ensuring competitive rates. Our team simplifies the application process, guiding clients through eligibility criteria and documentation to secure approval efficiently.
VA Loans
VA Loans offer zero-down payment options for eligible veterans and active-duty service members. These programs eliminate private mortgage insurance, lowering monthly costs. We specialize in expediting VA loan approvals, leveraging our expertise to navigate military-specific documentation and ensure a seamless transition to homeownership for those who served.
Jumbo Loans
Jumbo Loans cater to high-value property purchases exceeding conventional loan limits. Designed for clients with strong credit and substantial assets, these mortgages provide flexibility for luxury homebuyers. Our underwriting team works closely with borrowers to structure terms that align with their financial goals, ensuring competitive rates despite larger loan amounts.
Renovation Loans
Renovation Loans integrate repair or upgrade costs into the mortgage, enabling buyers to finance both purchase and improvements. Perfect for fixer-uppers, these programs increase property value without upfront out-of-pocket expenses. We assist clients in selecting the right renovation plan, from FHA 203(k) to Fannie Mae HomeStyle options.
Reverse Mortgages
Reverse Mortgages allow seniors to convert home equity into tax-free cash without monthly payments. Tailored for homeowners aged 62+, these loans provide financial flexibility for retirement. Our counselors explain eligibility, loan limits, and payout options to ensure informed decisions aligned with long-term needs.
People
Gregory A. Topal
Chief Executive Officer
Gregory A. Topal leads Reliant Home Funding with a focus on innovation and client-centric service. With decades in mortgage finance, he drives strategic growth while maintaining the companys family-oriented culture and commitment to transparency.
Neil R. Topal
Chief Operating Officer | CFO
Neil R. Topal oversees daily operations and financial strategy, ensuring efficient processes and fiscal responsibility. His leadership ensures seamless loan processing and adherence to the companys core values of accountability and client trust.
Marc C. Marrazzo
Senior Vice President
Marc C. Marrazzo brings extensive mortgage industry experience to his role, focusing on expanding Reliants market reach. He champions team development and operational excellence, reinforcing the companys mission to prioritize relationships over transactions.
Anthony Pepe
VP Branch Development
Anthony Pepe leads branch expansion efforts, leveraging his expertise to grow Reliants national presence. He emphasizes community engagement and strategic partnerships, ensuring the company remains accessible to diverse client bases.
Mark Sweeney
Senior MLO
Mark Sweeney, a seasoned Mortgage Loan Originator, specializes in guiding clients through complex loan scenarios. His personalized approach and market knowledge have earned him consistent top-tier performance recognition within the team.
Questions
What mortgage programs does Reliant Home Funding offer?
We offer FHA, VA, Conventional, ARM, Fixed, Renovation, Jumbo, and Reverse Mortgages to suit diverse financial needs.
Can I apply for a mortgage remotely?
Yes, our entire process is remote-friendly, with the RHF GO App for real-time updates and document management.
How do I get pre-approved for a home loan?
Submit an online application or contact us directly. We’ll review your income, assets, and credit to determine eligibility.
Are there options for first-time homebuyers?
Yes, we specialize in FHA Loans and other programs designed for first-time buyers with low down payments.
What documents are required for refinancing?
Provide proof of income, recent tax returns, property details, and current mortgage statements for a streamlined process.
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