Business Details
Your Trusted Mortgage Partner in Knoxville, TN
Foundation Mortgage is a leading mortgage firm in Tennessee dedicated to providing comprehensive mortgage solutions. Our software-first approach empowers loan officers with advanced tools and dedicated support to streamline the lending process. We offer personalized assistance through experienced professionals who guide clients through every step of home purchase or refinancing. Our commitment to innovation is matched by our focus on education, offering resources to help clients make informed decisions. With a robust marketing program and thought leadership initiatives, we position ourselves as industry pioneers. Our loan officer assistant program ensures clients receive timely, efficient service while maintaining the highest standards of professionalism.We serve a diverse clientele with tailored loan options including conventional, FHA, VA, and specialized programs. Our team's expertise in navigating complex mortgage scenarios ensures clients receive strategic guidance. We maintain licensing across eight states to better serve regional markets while upholding strict compliance with regulatory standards. Our client-centric philosophy prioritizes transparency, clear communication, and long-term relationship building in every transaction.
Services
Purchase Loans
Refinance Loans
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
HELOC
Investor Loans
First Time Home Buyer Programs
Renovation Loans
Highlights and features
- We offer a software-first mortgage platform with dedicated loan officer support
- Our loan officer assistant program enhances service efficiency and responsiveness
- We provide comprehensive mortgage education resources for informed decision-making
- Our team holds multiple state-specific lending licenses for regional expertise
- We maintain 150+ positive client reviews demonstrating service excellence
What people say
Amazing job
Seamless experience
Highly recommend
Stress free closing
Exceptional service
Services
Purchase Loans
Our purchase loan programs help clients achieve homeownership with tailored financing options. We offer competitive rates and flexible terms for primary residences, second homes, and investment properties. Our experienced loan officers guide clients through property selection, pre-approval, and closing processes to ensure smooth transactions.
Refinance Loans
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. We offer rate-and-term refinancing and cash-out options with streamlined processes. Our team analyzes current mortgage terms to identify savings opportunities while maintaining regulatory compliance.
Conventional Loans
Our conventional loan programs provide flexible mortgage solutions without government insurance. These loans offer various down payment options and terms from 10-30 years. We specialize in financing for primary residences, investment properties, and second homes with competitive interest rates.
FHA Loans
Our FHA loan programs enable low-to-moderate income borrowers to achieve homeownership with reduced down payments. These government-backed loans require as little as 3.5% down payment and offer lenient credit requirements. We guide clients through FHA-specific requirements including mortgage insurance premiums.
VA Loans
Our VA loan programs provide exclusive mortgage benefits for eligible veterans and service members. These zero-down payment loans feature competitive rates and no private mortgage insurance requirements. We specialize in processing VA-specific documentation and entitlement verification to expedite approvals.
People
Nick Galbraith
President - Loan Officer
With multiple state licenses, Nick Galbraith leads Foundation Mortgage's lending operations. He specializes in complex mortgage scenarios and maintains active involvement in loan officer training programs.
Austin Hines
Loan Officer
Licensed in Tennessee, Florida, and Georgia, Austin Hines focuses on first-time homebuyer programs. He specializes in finding competitive rates and reducing closing costs for new purchasers.
Nishawn Wright
Loan Officer
Licensed across multiple southern states, Nishawn Wright provides personalized mortgage solutions. She specializes in guiding clients through the home buying process with exceptional organizational skills.
Caroline Parker
Borrower Success Coordinator
As a certified professional, Caroline Parker manages client communications throughout the loan process. She ensures timely document submission and coordinates closing procedures for smooth transactions.
Alex Gaines
Loan Operations Specialist
Alex Gaines specializes in loan processing and underwriting requirements. He supports loan officers with documentation verification and coordinates with title companies to expedite closings.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, jumbo, HELOC, investor, and specialized loans including first-time homebuyer programs and renovation mortgages.
Are you licensed in multiple states?
We maintain active licenses in eight states including Tennessee, Florida, Georgia, Alabama, Arkansas, Kentucky, North Carolina, and South Carolina.
How does your loan process work?
Our process includes pre-approval, document collection, loan processing, underwriting, and closing with dedicated support at every stage.
Do you offer online mortgage tools?
We provide mortgage calculators, refinance advisors, and educational resources through our website to help clients make informed decisions.
Can I get pre-approved online?
Yes, we offer online pre-approval applications and virtual consultations with licensed loan officers for convenient mortgage planning.
What sets you apart from other lenders?
Our software-first approach, loan officer assistants, and 150+ positive reviews demonstrate our commitment to exceptional mortgage service.
