Business Details
Arizona Mortgage Loans & Refinancing Experts
We are a full-service mortgage brokerage dedicated to providing Arizona residents with tailored home financing solutions. Our expertise spans purchase loans, refinancing options, and specialized programs for first-time buyers, veterans, and investors. With a commitment to transparency and personalized service, we maintain open communication throughout the loan process to ensure clients understand every step.Our team leverages extensive industry experience to secure competitive rates and terms, prioritizing client satisfaction through meticulous attention to detail and follow-through. We serve all of Arizona, offering both conventional and government-backed loan products to meet diverse financial needs.
Services
Home Purchase Loans
Mortgage Refinancing
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
USDA Loans
Reverse Mortgages
Highlights and features
- We offer competitive pricing across multiple loan programs.
- Our team maintains open communication throughout the loan process.
- We provide personalized service for Arizona home financing needs.
- We specialize in both conventional and government-backed loan options.
- Our experts handle complex cases including past credit challenges.
Associations and certifications
- NMLS #1251168
- AZ License# MB-0928720
What people say
Impeccable service
Straight shooter
Kept informed
Expertise
Smooth closing
Services
Home Purchase Loans
We provide comprehensive mortgage solutions for primary residences, second homes, and investment properties. Our offerings include low-down payment options, government-backed loans, and conventional financing tailored to Arizona buyers. With competitive rates and personalized guidance, we help clients navigate the home buying process from pre-approval to closing.
Mortgage Refinancing
Our refinancing programs help homeowners reduce monthly payments, shorten loan terms, or access cash through equity. Options include FHA/VA streamline refinances, conventional refinancing, and jumbo loan adjustments. We analyze each client's financial situation to recommend the most beneficial refinancing strategy with transparent cost breakdowns.
FHA Loans
We specialize in FHA purchase and refinance programs with 3.5% down payment requirements and lenient credit standards. Services include streamline refinances with reduced documentation and cash-out options for home improvements or debt consolidation. Our team helps first-time buyers and those with past credit challenges achieve homeownership through FHA's flexible guidelines.
VA Loans
We offer 100% financing VA loans for eligible military personnel and veterans, including purchase loans and IRRRL refinances. Our services eliminate PMI requirements and feature competitive rates with funding fees that can be financed into the loan. We provide dedicated support for VA borrowers navigating the unique benefits of this program.
Conventional Loans
Our conventional loan programs cater to borrowers seeking standard mortgage solutions without government backing. Features include conforming and jumbo loan options, fixed or adjustable rates, and flexible down payment requirements. We assist clients with credit optimization strategies to secure the best possible terms on their conventional mortgage.
People
Brad Finsilver
Licensed Loan Officer
Brad Finsilver is a seasoned mortgage professional with extensive experience in Arizona home financing. He specializes in guiding clients through complex loan scenarios while maintaining clear communication throughout the process. His expertise in various mortgage programs ensures tailored solutions for diverse financial situations.
Questions
What loan programs do you offer?
We provide FHA, VA, USDA, conventional, jumbo, reverse mortgages, and specialty loans for unique situations including past credit challenges.
Do you service all of Arizona?
Yes, we offer mortgage solutions to clients across the entire state of Arizona from our Phoenix headquarters.
How does the refinancing process work?
Our refinancing process begins with analyzing your current loan terms to identify savings opportunities through rate reduction, term adjustment, or cash-out options.
What are your current mortgage rates?
Rates vary daily based on market conditions. Contact us directly for the most up-to-date rate information tailored to your specific loan program.
How can I get pre-approved?
Start by submitting basic financial information through our website or contacting our office directly to begin the pre-approval process.
