Business Details
Your Trusted Mortgage Partner in Charleston, SC
Leeward Point Mortgage is a full-service mortgage company dedicated to helping clients achieve home ownership through personalized loan solutions. With expertise in purchase, refinance, VA, FHA, and jumbo loans, we serve South Carolina and Michigan residents. Our team prioritizes honesty, integrity, and competence, offering competitive interest rates and closing costs. We specialize in quick closings, low down payment options, and tailored mortgage insurance programs.Our mission is to guide clients through the loan process while addressing financial roadblocks. By combining local market knowledge with a commitment to transparency, we aim to make home financing accessible and stress-free. Our services include mortgage calculators, refinance programs, and comprehensive support for first-time buyers and experienced homeowners alike.
Services
Purchase Loans
VA Loans
FHA Loans
Jumbo Loans
Refinance Options
FHA Streamline
VA Cash Out
USDA Streamline
Conventional Loans
HARP Loans
Highlights and features
- We offer quick closings with low down payment options.
- Our team specializes in purchase, VA, FHA, and jumbo loans.
- We provide tailored mortgage insurance programs for diverse needs.
- We serve South Carolina and Michigan with local market expertise.
- Our mission prioritizes transparency and client-focused loan solutions.
Services
Purchase Loans
Our purchase loan programs help clients buy homes with competitive rates and flexible down payment options. We offer fixed-rate, adjustable-rate, and interest-only mortgages tailored to individual financial situations. Our team guides clients through the process, ensuring clarity and affordability for first-time buyers and experienced homeowners.
VA Loans
VA loans provide military veterans with low interest rates and no down payment requirements. We specialize in VA Streamline and Cash Out refinancing to maximize benefits for eligible borrowers.
FHA Loans
FHA loans offer low down payments and accessible credit requirements. Our FHA 203k and Streamline programs help borrowers finance repairs or refinance existing FHA loans efficiently.
Jumbo Loans
Jumbo loans finance properties exceeding conventional loan limits. We provide tailored solutions for high-value homes, ensuring competitive rates and personalized underwriting for qualified buyers.
Refinance Options
Our refinance programs include cash-out, rate-and-term, and streamline options to reduce payments or access equity. We specialize in FHA, VA, and conventional refinancing with quick approval processes.
Questions
What types of loans do you offer?
We offer purchase loans, VA loans, FHA loans, jumbo loans, conventional loans, and specialized programs like HARP and USDA Streamline.
How can I refinance my home?
We provide refinance options including FHA Streamline, VA Cash Out, and conventional refinancing to help lower rates or access equity.
Do you serve areas outside South Carolina?
Yes, we serve clients across South Carolina and Michigan with personalized mortgage solutions.
What down payment options are available?
We offer low down payment options, including 0% VA/USDA loans, 3.5% FHA loans, and 10% down payment programs.
How do I start the mortgage application process?
Begin by selecting your loan type, providing basic personal information, and completing our secure online application in minutes.
Can I use mortgage calculators to estimate payments?
Yes, our website includes mortgage calculators for interest rates, affordability, and tax benefits to aid your decision-making.