Business Details
Trusted Mortgage Solutions in Lexington, KY
Walden Mortgage Group is a Kentucky-based mortgage lender serving Central, Eastern, and Western Kentucky. We specialize in FHA, VA, KHC, and conventional loans, representing a diverse network of local and national lenders with hundreds of loan programs tailored to individual needs. Our team of experienced loan officers provides personalized guidance through the mortgage process, from application to closing. We offer innovative solutions like the Ball Homes Incentive Program, which provides up to 2% of the loan amount in closing cost assistance. With decades of combined experience and affiliations with industry organizations like the Mortgage Bankers Association of the Bluegrass, we prioritize transparency, expertise, and client satisfaction.Our Lexington headquarters serves as a hub for mortgage expertise, supported by a team dedicated to helping clients achieve homeownership goals. We maintain strong relationships with local real estate professionals and builders to streamline the homebuying experience. Our commitment to community is reflected in leadership roles within organizations like the Building Industry Association of Central KY and REACH. Through educational tools like our mortgage calculator and personalized consultations, we empower clients to make informed financial decisions. Our track record of top-tier service and industry recognition solidifies our position as a trusted partner in Kentucky's mortgage market.
Services
Mortgage Loans
FHA Loans
VA Loans
Conventional Loans
KHC Loans
RHS Loans
New Construction Financing
Refinance Services
Loan Processing
Mortgage Calculations
Highlights and features
- We offer 30+ years of combined experience in mortgage banking and local market expertise
- Our team includes specialists in VA, FHA, KHC, and conventional loan programs
- We provide access to hundreds of loan programs through local and national lender networks
- Our Ball Homes Incentive Program offers up to 2% closing cost assistance for new homebuyers
- We maintain active leadership roles in industry organizations like the Mortgage Bankers Association
Services
Mortgage Loans
We provide comprehensive mortgage loan solutions including FHA, VA, and conventional programs. Our experienced team helps clients navigate loan options tailored to their financial situation and homeownership goals. With access to multiple lenders, we secure competitive rates and terms for purchase or refinance transactions.
FHA Loans
Our FHA loan specialists help clients qualify for low-down-payment mortgages insured by the Federal Housing Administration. These loans are ideal for first-time homebuyers or those with limited credit history, offering flexible qualification requirements and competitive interest rates.
VA Loans
We offer VA loans for eligible military personnel, veterans, and surviving spouses. These zero-down-payment loans feature favorable terms and no private mortgage insurance requirements, helping service members achieve homeownership benefits earned through their service.
Conventional Loans
Our conventional loan programs cater to clients with strong credit profiles seeking flexible mortgage options. Available with fixed or adjustable rates, these loans accommodate various property types and offer conforming or jumbo loan amounts based on client needs.
New Construction Financing
We specialize in financing solutions for new home construction projects. Our team works closely with builders and buyers through each phase of construction, providing clear guidelines and timely approvals to ensure smooth project completion and permanent financing transition.
People
Jeff Sharp
Senior Loan Officer
25+ years mortgage banking experience specializing in VA, FHA, and conventional loans. Past president of Mortgage Bankers Association of the Bluegrass with expertise in new construction and refinancing.
Mike Dunn
Vice President
30+ years in mortgage and retail banking. Three-term past president of Mortgage Bankers Association of the Bluegrass with specialized knowledge in new construction and builder partnerships.
Rhonda Whiteley
Loan Officer
23-year industry veteran specializing in FHA, VA, and KHC financing. Recognized as Top 10 Kentucky Housing Corporation lender with extensive client-focused experience.
Joe Smith
Loan Officer
23-year loan officer with military background as retired USAF Master Sergeant. Specializes in purchase loans and refinances with focus on VA and FHA programs.
Mike Simmons
Loan Officer
40+ years mortgage industry experience including origination, processing, and underwriting. Expertise in conventional, FHA, VA, and rural housing loans with client-focused approach.
Questions
What types of mortgage loans do you offer?
We offer FHA, VA, KHC, RHS, and conventional loans to suit various homebuying needs.
Do you specialize in new construction financing?
Yes, we have dedicated specialists for new construction projects and builder partnerships.
What is the Ball Homes Incentive Program?
This program provides up to 2% of the loan amount in closing cost assistance for Ball home purchases.
How can I apply for a mortgage?
Apply online through our digital application or contact one of our loan officers for personalized guidance.
Do you serve areas outside Lexington?
We serve all regions of Kentucky including Central, Eastern, and Western Kentucky markets.
Can you help with refinance options?
Yes, our team specializes in refinance solutions to help homeowners lower rates or access equity.
