Business Details
8 Years
experience
Your Trusted Mortgage Broker in Canby, OR
Advantage Mortgage is a locally owned company with over 30 years of combined experience in mortgage services. Founded in 2018, we prioritize independent brokerage over traditional retail lending, offering clients access to multiple lenders and competitive rates. Our team of certified professionals combines expertise with innovative technology to simplify the home financing process. We emphasize transparency, personalized service, and community involvement, supporting local organizations like the Canby Center and Sparks of Hope. Our commitment to ethical practices and client education ensures informed financial decisions.With offices in Canby, Oregon, and services across multiple states, we provide tailored mortgage solutions for diverse client needs. Our recognition as a Top Workplace in 2023 reflects our dedication to employee engagement and client satisfaction. We specialize in conventional loans, FHA programs, refinancing, and reverse mortgages, ensuring comprehensive options for homebuyers and homeowners. Our mission is to deliver reliable, client-focused mortgage guidance while fostering trust through consistent communication and accountability.
Services
Mortgage Brokerage
Loan Programs
Refinancing
Reverse Mortgages
Home Purchase Assistance
Details
- Year established: 2018
Highlights and features
- We have over 30 years of combined experience in mortgage services.
- We offer a wide selection of loan programs from multiple lenders.
- We provide personalized guidance with innovative mortgage technology.
- Our team consists of certified mortgage advisors with local expertise.
- We operate with full transparency and prioritize client education.
What people say
Seamless process
Knowledgeable experts
Exceptional service
Stress-free transactions
Personalized support
Services
Mortgage Brokerage
Advantage Mortgage connects clients with multiple lenders to secure competitive rates and favorable terms. Our brokers guide clients through purchase loans, refinancing, and specialized programs. With access to diverse loan options, we simplify the financing process for first-time buyers and experienced homeowners.
Refinancing
Our refinancing services help homeowners adjust rates, terms, or loan programs to meet financial goals. We analyze current mortgages to identify savings opportunities and streamline the refinance process. Clients benefit from lower payments, reduced interest costs, or cash-out options tailored to their needs.
Reverse Mortgages
We offer Home Equity Conversion Mortgages (HECM) for seniors seeking tax-free cash without monthly payments. These loans allow homeowners 62+ to access equity while retaining title. Our advisors explain disbursement options, eligibility requirements, and long-term implications to ensure informed decisions.
Home Purchase Assistance
Our purchase assistance programs guide first-time and repeat buyers through financing options. We provide pre-approval support, loan program comparisons, and step-by-step guidance from application to closing. Services include conventional loans, FHA programs, and VA/ODVA options for military families.
Loan Programs
We offer diverse loan programs including conventional, FHA, USDA, VA, jumbo, and renovation loans. Each program is tailored to client circumstances, with flexible credit requirements and down payment options. Our advisors help clients select the best fit based on financial goals and property type.
People
Derek Hill
President
Derek Hill founded Advantage Mortgage in 2018 with a vision to prioritize client needs over traditional banking models. With decades of mortgage industry experience, he leads a team committed to transparency and community impact.
Katy Parsons
Senior Mortgage Advisor
Katy Parsons specializes in purchase loans and client education, ensuring smooth transactions. Her expertise in mortgage readiness helps first-time buyers navigate the process confidently while maintaining a focus on ethical lending.
Jen Bell
Mortgage Advisor
Jen Bell provides personalized mortgage solutions with a focus on client communication. Her proactive approach and industry knowledge ensure clients understand all aspects of their home financing options.
Shannon Horn
Senior Mortgage Advisor
Shannon Horn offers extensive experience in mortgage transactions, emphasizing efficiency and client support. She guides clients through complex financing scenarios while maintaining a commitment to transparent, stress-free service.
Leona Todd
Mortgage Advisor
Leona Todd specializes in reverse mortgages, helping seniors access home equity responsibly. Her patient approach ensures clients understand HECM loan terms and long-term financial implications.
Questions
What is a mortgage broker?
A mortgage broker connects borrowers with multiple lenders to find competitive rates and loan programs tailored to their financial situation.
How do I get pre-approved for a mortgage?
Submit income documents and credit information through our online application to receive a pre-approval letter outlining your loan eligibility.
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, reverse mortgages, and renovation loans with flexible terms for various buyer scenarios.
Can I refinance my existing mortgage?
Yes, we help clients refinance to lower rates, adjust terms, or access home equity through cash-out refinancing options.
Do you serve first-time homebuyers?
Yes, we provide specialized guidance for first-time buyers, including down payment assistance programs and mortgage readiness education.
How are mortgage rates determined?
Rates depend on market conditions, credit score, loan term, and down payment percentage, which our advisors explain during consultations.
