Business Details
43 Years
experience
Your Trusted Mortgage Partner in Coral Gables, FL
Home Financing Center has been a trusted partner in Florida's homeownership journey since 1983. As the state's largest independent mortgage banker, we combine 40+ years of experience with personalized service to meet diverse financing needs. Our team of experts specializes in purchase loans, refinancing, FHA/VA programs, and construction-to-permanent financing tailored to South Florida's unique market.We maintain deep community ties while offering competitive rates backed by financial stability and NMLS licensing. Our commitment to responsible lending practices has earned a 98% customer satisfaction rate and recognition as a BBB A+ rated company. With a focus on innovation and client education, we empower homeowners through every step of the mortgage process.
Services
Purchase Loans
Refinancing
FHA Loans
VA Loans
Jumbo Loans
Home Equity Loans
Construction Loans
Reverse Mortgages
Commercial Loans
Foreign National Loans
Details
- Year established: 1983
Highlights and features
- 40+ years of South Florida mortgage expertise
- Personalized service with dedicated loan officers
- 98% customer satisfaction rate
- Financial strength with $4B+ in closed mortgages
- Specialized programs for diverse buyer needs
Associations and certifications
- NMLS Licensed
- Florida Licensed Mortgage Banker
- Better Business Bureau A+ Rating
What people say
Very helpful
Professional service
Excellent communication
Knowledgeable staff
Smooth process
Services
Purchase Loans
Our purchase loan programs help Florida residents achieve homeownership through conventional, FHA, VA, and jumbo loan options. We offer competitive rates and flexible terms tailored to first-time buyers, veterans, and high-value property investors. Our local loan officers guide clients through every step of the home buying process in South Florida's dynamic market.
Refinancing
Refinancing solutions allow homeowners to lower monthly payments, reduce interest rates, or access home equity. We provide rate-and-term, cash-out, and streamline refinancing options with a 15-day average closing time. Our experts help clients evaluate whether refinancing aligns with their financial goals.
Construction Loans
Specialized construction financing supports residential development projects with single-close conversion to permanent mortgages. Our 40+ years of local market expertise handles permitting complexities and ensures reliable funding for custom home builders and developers across South Florida.
FHA Loans
FHA-insured programs provide affordable homeownership with 3.5% down payments and flexible credit requirements. We offer these government-backed loans to first-time buyers and workforce housing clients throughout Florida's major counties.
Foreign National Loans
Tailored financing solutions for non-US citizens investing in Florida real estate. We assist foreign nationals with variable-rate mortgages, income documentation guidance, and investment property financing for residential and commercial properties across Miami-Dade and Palm Beach counties.
People
Claudine Claus
President & CEO
Leading with over two decades of mortgage industry experience, Claudine Claus upholds the company's founding principles of responsible lending while driving innovation in Florida's evolving housing market.
Terry W. Claus
Founder
Established Home Financing Center in 1984 with a vision for community-focused mortgage services. His legacy of responsible lending practices continues to shape the company's approach to customer relationships.
Questions
What mortgage types do you offer?
We provide fixed-rate, adjustable-rate, FHA, VA, jumbo, home equity, construction, and foreign national loans tailored to Florida's housing market.
How quickly can you close a loan?
Our average closing time is 15 days, with expedited options available for qualified applicants.
Do you offer first-time homebuyer programs?
Yes, we have specialized FHA programs and down payment assistance options for first-time buyers.
Can I refinance with bad credit?
Our flexible refinancing options consider individual circumstances, though better credit scores typically qualify for more favorable terms.
Are you BBB accredited?
Yes, we maintain an A+ rating with the Better Business Bureau and NMLS licensing.
