Business Details
43 Years
experience
Your Wisconsin Mortgage Experts Since 1983
Wisconsin Mortgage has been dedicated to providing quality home loan services across Wisconsin since 1983. Our team of experienced professionals leverages cutting-edge technology to deliver progressive mortgage solutions tailored to individual client needs. We specialize in a comprehensive range of loan products, including conventional, fixed-rate, adjustable-rate, FHA, VA, USDA, and WHEDA mortgages, ensuring accessibility for diverse financial situations. With locally based processing and underwriting staff, we prioritize efficiency and personalized service to streamline the home loan experience. Our commitment to innovation and customer satisfaction has earned us a reputation as a trusted partner in homeownership journeys.We adhere to rigorous underwriting standards while maintaining transparency in all communications, ensuring clients receive clear guidance throughout the financing process. Our loan officers bring decades of combined expertise, offering flexible scheduling and dedicated support to address unique financial goals. By focusing on long-term relationships rather than one-time transactions, we aim to serve as lifelong partners in our clients' financial success. Our proven track record of adapting to market changes while maintaining local expertise underscores our position as a leader in Wisconsin's mortgage industry.
Services
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
FHA Loans
VA Loans
USDA Loans
WHEDA Programs
Refinance Options
First-Time Buyer Programs
Jumbo Loans
Conventional Loans
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of Wisconsin-specific mortgage expertise
- Our local processing team ensures faster loan approvals
- We provide access to 6+ specialized mortgage programs
- Our loan officers maintain flexible scheduling for client convenience
- We combine automated underwriting systems with personalized service
Services
Fixed-Rate Mortgages
Our fixed-rate mortgages provide consistent principal and interest payments throughout the loan term. This predictable solution suits borrowers seeking long-term financial planning stability. With terms ranging from 15 to 30 years, we help clients lock in favorable rates while maintaining flexibility for future refinancing opportunities.
FHA Loans
FHA-insured mortgages offer accessible homeownership options with lower down payment requirements. Designed for credit-challenged borrowers, these loans feature competitive rates and flexible qualification standards. Our specialists guide clients through the FHA loan process from pre-approval to closing.
VA Loans
We specialize in VA-guaranteed mortgages for eligible military personnel and veterans. These loans offer zero-down payment options and favorable terms. Our dedicated team ensures veterans receive the full benefits of their service-related home financing entitlements.
Refinance Programs
Our refinance options help homeowners reduce monthly payments, shorten loan terms, or access equity. We analyze current market conditions and client financial situations to determine optimal refinancing strategies. Both rate-and-term and cash-out refinances are available.
First-Time Buyer Programs
We offer specialized mortgage solutions for first-time homebuyers, including down payment assistance and education programs. Our counselors explain available options like WHEDA and FHA loans, helping new buyers navigate the entire purchase process from pre-approval to closing.
People
Kristy Afdahl
Senior Loan Officer
Senior Loan Officer with Wisconsin Mortgage, providing personalized mortgage solutions and financial guidance to Wisconsin homebuyers since 2005.
Scott Dewey
Senior Loan Officer
Experienced mortgage professional with 30+ years in the housing industry, specializing in Wisconsin mortgage markets and committed to exceptional customer service.
Patrick Froemming
Loan Officer
Dedicated loan officer with 20+ years of experience helping Wisconsin residents achieve homeownership through tailored mortgage solutions and expert financial counseling.
Lee Turner
Vice President
Mortgage executive with 20+ years of industry experience across all lending operations levels, specializing in Wisconsin market dynamics and mortgage product development.
Questions
What mortgage programs do you offer for first-time homebuyers?
We offer WHEDA, FHA, and conventional loan programs with down payment assistance options for first-time buyers in Wisconsin.
Can I get pre-approved without affecting my credit score?
Our pre-approval process requires a credit check, but we explain all implications and only perform one inquiry to minimize credit impact.
Do you offer jumbo mortgage loans?
Yes, we provide jumbo mortgage solutions for Wisconsin properties exceeding conventional loan limits with competitive rates and flexible terms.
How does your refinance process work?
Our refinance process begins with analyzing your current mortgage and financial goals, followed by rate lock options and streamlined documentation for Wisconsin properties.
Are there special mortgage programs for veterans?
We specialize in VA loans offering zero-down payment options and favorable terms specifically for Wisconsin military veterans and active-duty personnel.
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