Business Details
Your Trusted Mortgage Partner on Maui
At Maui Mortgage Team, we pride ourselves on delivering personalized mortgage solutions tailored to meet the unique needs of our clients. With over 19 years of industry experience, our team specializes in guiding homeowners and investors through the complexities of mortgage financing. We offer access to a diverse range of loan programs, including conventional, FHA, VA, and jumbo loans, ensuring competitive rates and flexible terms. Our commitment to transparency means no hidden fees or surprises, and we prioritize client education to empower informed decisions.Recognized for excellence by Mortgage Professional America, we combine local expertise with national resources to serve clients across Maui and beyond. Our approach extends beyond single transactionswe build long-term mortgage strategies aligned with our clients' financial goals. By leveraging our partnerships with top lenders, we secure the best possible deals for our clients while maintaining a focus on community and customer-centric service.
Services
30 Year Fixed Rate
15 Year Fixed Rate
Jumbo Loans
VA Loans
FHA Loans
Adjustable Rate Mortgages
RefiNow Mortgages
Commercial Mortgages
Construction Loans
Reverse Mortgages
Highlights and features
- We offer 19 years of mortgage industry expertise with personalized service
- We provide access to 100+ mortgage products from top Hawaii lenders
- Our team guarantees no hidden fees or surprises in the loan process
- We specialize in complex scenarios including self-employed borrowers and investors
- We maintain a 24/7 client support system for mortgage guidance
Associations and certifications
- NMLS
Services
30 Year Fixed Rate
Our 30-year fixed-rate mortgages provide stable monthly payments with predictable interest rates over the loan term. Ideal for first-time homebuyers and long-term investors seeking financial consistency. We offer competitive rates backed by partnerships with Hawaii's top lenders.
VA Loans
Specialized VA loan programs offer zero-down payment options for eligible military personnel and veterans. We streamline the VA approval process while ensuring compliance with Department of Veterans Affairs requirements.
RefiNow Mortgages
The RefiNow program reduces monthly payments for homeowners through lower interest rates. We facilitate this Freddie Mac initiative with simplified documentation and reduced closing costs.
Commercial Mortgages
Tailored financing solutions for commercial property acquisitions and refinancing. Our expertise covers multi-family units, retail spaces, and investment portfolios with flexible underwriting criteria.
Construction Loans
Short-term construction loans cover land acquisition and building costs. We coordinate with local contractors and architects to support custom home development projects across Maui.
People
Ginni Madsen
Loan Originator
With 19 years of mortgage industry experience, Ginni Madsen specializes in Hawaii home financing. Recognized as Mortgage Professional America's Elite Woman in 2018, she leads the Maui Mortgage Team with a focus on client education and community engagement.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, VA loans for veterans, and conventional programs with first-time buyer incentives.
Can self-employed individuals qualify for mortgages?
Yes, we specialize in non-traditional income verification for business owners and self-employed professionals.
Do you offer refinancing options for investment properties?
We provide cash-out refinancing and rate reduction options for residential and commercial investment properties.
How do you ensure competitive mortgage rates?
As a broker, we shop your mortgage among 50+ lenders to secure the best available rates and terms.
What is the RefiNow program?
RefiNow is a Freddie Mac initiative offering lower rates for homeowners with existing conventional loans.
How can I get pre-qualified for a mortgage?
Complete our online application or contact us directly to start the pre-qualification process in minutes.
