Business Details
Your Trusted Mortgage Broker in Denver, CO
At Mile High Lending Solutions, we specialize in providing tailored mortgage brokerage services designed to meet the unique financial needs of our clients. With over two decades of experience in the ever-evolving mortgage industry, our team leverages deep market knowledge to help clients secure optimal loan solutions. Our commitment to personalized service ensures that each client receives comprehensive guidance through the lending process. We pride ourselves on evaluating multiple lenders to identify the most competitive rates and products available. Our expertise has consistently demonstrated that working with an independent broker can save homebuyers an average of $9,000. As a Colorado-licensed brokerage, we maintain strict adherence to regulatory standards while prioritizing client satisfaction.Our services extend to purchase and refinance loans, conventional mortgages, and specialized programs including FHA, VA, and jumbo loans. We offer free initial consultations to help clients understand their options and make informed decisions about their financial future. Our team's extensive experience in debt consolidation and home improvement financing provides clients with valuable insights into maximizing their investment. By maintaining relationships with multiple lending institutions, we ensure our clients benefit from diverse product offerings and competitive pricing structures.
Services
Purchase Loans
Refinance Loans
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Investment Properties
Home Improvement Loans
Debt Consolidation
Adjustable Rate Mortgages
Highlights and features
- We offer 20+ years of mortgage lending experience in a dynamic market environment
- Our team provides free initial consultations to evaluate your specific needs
- We evaluate multiple lenders to match borrowers with optimal solutions
- We offer specialized programs including down payment assistance and debt consolidation
- Our Colorado-licensed professionals maintain NMLS certification for regulatory compliance
Associations and certifications
- NMLS
Services
Purchase Loans
We specialize in purchase loans for first-time and experienced homebuyers. Our team helps clients navigate the mortgage process from pre-approval to closing. With access to multiple lenders, we secure competitive rates for primary residences and investment properties.
Refinance Loans
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. We offer conventional refinancing and streamline options for existing FHA/VA loans. Our experts analyze current market conditions to determine optimal refinancing opportunities.
Conventional Loans
We provide conventional loan options for borrowers with strong credit profiles. These fixed-rate and adjustable-rate mortgages offer flexible down payment requirements. Our team explains loan terms, private mortgage insurance requirements, and underwriting criteria to ensure informed decisions.
FHA Loans
Our FHA loan program assists borrowers with lower credit scores or limited down payment funds. We guide clients through the requirements for these government-backed mortgages, including minimum down payments and property condition standards.
VA Loans
We specialize in VA loans for eligible military personnel and veterans. Our team processes these zero-down payment mortgages while explaining benefit entitlements and certificate of eligibility requirements. We maintain expertise in VA appraisal standards and funding fee exemptions.
People
Philip A. Trujillo
Mortgage Broker
Philip A. Trujillo is a Colorado-licensed mortgage broker with NMLS certification (#251718). With over 20 years in the mortgage industry, he specializes in connecting borrowers with tailored loan solutions. His expertise includes conventional, FHA, and VA loan programs.
Questions
What mortgage options do you offer?
We offer purchase loans, refinance options, conventional mortgages, FHA/VA loans, jumbo loans, and specialized programs for investment properties and home improvement projects.
How can a mortgage broker help me save money?
Our brokers compare multiple lenders to find competitive rates. Data shows working with an independent broker can save homebuyers an average of $9,000 through better loan terms and negotiation power.
Are there special programs for first-time homebuyers?
Yes, we offer down payment assistance programs and specialized loan options for first-time buyers, including FHA loans with low down payment requirements and competitive interest rates.
What information do I need for pre-approval?
Bring proof of income, employment verification, credit history, and asset documentation. Our team will review your financial situation to determine qualifying loan amounts and interest rates.
Can I refinance my current mortgage?
Yes, we help homeowners refinance to lower payments, reduce loan terms, or access equity. We'll analyze your current loan terms and current market rates to determine if refinancing makes sense.
