Business Details
Your Trusted Mortgage Partner in Riverton, UT
At Princeton Mortgage, we have dedicated ourselves to simplifying the home loan process for over two decades. Our team of seasoned professionals specializes in tailoring mortgage solutions to meet the unique needs of each client, whether you're purchasing your first home, refinancing, or exploring equity-based options. We pride ourselves on transparency, offering clear guidance through every stepfrom application to closingwhile leveraging our expertise in conventional, FHA, VA, and specialized loan programs.Our commitment to excellence is reflected in our 20+ years of industry experience, a robust selection of loan products, and a client-centric approach that prioritizes your financial goals. With 24/7 online accessibility and a proven track record of customer satisfaction, we ensure a seamless journey toward homeownership. Our dedication to ethical practices, combined with personalized support from licensed loan officers, positions us as a trusted partner in navigating the complexities of Utah mortgages.
Services
Home Purchase
Home Refinance
HELOC
Reverse Mortgage
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Home Equity Loans
Construction Loans
Highlights and features
- We have over 20 years of experience in mortgage services.
- Our team offers personalized loan solutions tailored to your needs.
- We provide 24/7 online accessibility for loan applications and support.
- Our licensed loan officers guide you through every step of the process.
- We specialize in conventional, FHA, VA, and specialized loan programs.
What people say
Phenomenal service
Easy process
Knowledgeable staff
Excellent communication
Trusted advisors
Services
Home Purchase
Our home purchase loans streamline the path to homeownership with personalized guidance and competitive rates. We assist clients in securing financing tailored to their financial profile, ensuring a smooth closing process. With expertise in conventional and government-backed programs, we simplify complex mortgage requirements for first-time and repeat buyers.
Home Refinance
Refinance your mortgage to lower monthly payments, shorten loan terms, or access home equity. Our team evaluates your current loan to identify cost-saving opportunities, leveraging Utah-specific market insights. We specialize in rate-and-term and cash-out refinancing options for diverse financial goals.
HELOC
A Home Equity Line of Credit (HELOC) provides flexible access to funds using your home's equity. Ideal for renovations, education, or emergencies, our HELOCs feature competitive rates and draw periods up to 10 years. We guide clients through qualification and repayment strategies.
Reverse Mortgage
Reverse mortgages convert home equity into tax-free income for homeowners aged 62+. We offer FHA-insured HECM loans with counseling to ensure suitability. Our process prioritizes financial security for retirees seeking supplemental income without relinquishing home ownership.
FHA Loans
FHA loans enable low-down-payment mortgages for first-time buyers and those with limited credit histories. Our specialists navigate FHA guidelines to secure approvals with down payments as low as 3.5%. We emphasize affordability and long-term loan sustainability.
People
Christian Oliphant
Loan Officer
With over 20 years in mortgage services, Christian specializes in guiding clients through complex loan scenarios. His expertise in Utah market dynamics ensures tailored solutions for first-time buyers and investors.
Ryan Oliphant
Loan Officer
Ryan brings extensive experience in VA and FHA loans, prioritizing client education throughout the mortgage process. His focus on communication has earned long-term client relationships and industry recognition.
Gregg Oliphant
Loan Officer
Gregg excels in refinancing and jumbo loans, leveraging deep knowledge of underwriting criteria. Clients praise his ability to simplify technical mortgage concepts and deliver results in competitive timelines.
Cory Metcalf
Loan Officer
Cory specializes in first-time homebuyer programs and construction loans. His approach combines thorough analysis with accessible guidance, ensuring clients understand all aspects of their mortgage commitments.
Questions
What mortgage loan types do you offer?
We provide conventional, FHA, VA, USDA, jumbo, reverse, HELOC, and construction loans. Our specialists help clients choose options aligned with their financial goals and eligibility.
How does the mortgage application process work?
Start with our rapid online application or contact us at 801.304.9700. A loan officer will review your details, guide document submission, and secure approval through our automated underwriting system.
Can I refinance my current mortgage?
Yes. We offer rate-and-term refinancing to reduce payments or loan terms, and cash-out refinancing to access home equity. Our team evaluates your existing loan for cost-saving opportunities.
What are the benefits of a HELOC?
A HELOC provides flexible access to funds at competitive rates, using your home's equity. It's ideal for renovations, debt consolidation, or emergencies, with draw periods up to 10 years.
Do you offer mortgages for first-time homebuyers?
Yes. We specialize in FHA loans with low down payments (as low as 3.5%) and VA loans for veterans. Our team provides step-by-step guidance to simplify the first-time homebuying process.
