Business Details
Trusted Mortgage Brokers in Clearwater Offering Low Rates
At Money Street Mortgage, we specialize in providing tailored mortgage solutions with a focus on competitive rates and personalized service. Our team of seasoned professionals brings over 30 years of combined experience to guide clients through the complexities of home financing. We prioritize transparency, efficiency, and client satisfaction, offering a streamlined process that accommodates diverse financial needs.Our commitment to innovation ensures access to over 300 lenders, enabling us to secure optimal terms for purchase, refinance, or investment loans. With a reputation built on trust and reliability, we serve clients across Florida and beyond, emphasizing relationships over transactions.
Services
Mortgage Loans
Refinance Services
FHA Loans
VA Loans
USDA Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
Home Equity Loans
Investor Financing
First-Time Buyer Programs
Highlights and features
- We offer average loan closings in under 25 days with expedited processing.
- Our team compares over 300 lenders to secure the lowest available rates.
- We provide FHA, VA, USDA, and conventional loan programs for all borrower types.
- Our in-house staff has over 30 years of combined mortgage industry experience.
- We guarantee transparent communication and no hidden fees throughout the process.
What people say
Knowledgeable professionals
Fast loan approval
Customer-oriented approach
Transparent process
Personalized guidance
Services
Fixed Rate Mortgages
Fixed Rate Mortgages provide consistent interest rates and predictable monthly payments throughout the loan term. These loans protect borrowers from market fluctuations, making budgeting easier for long-term homeowners. Money Street Mortgage offers terms from 15 to 30 years with options for unconventional durations like 17 or 23 years.
FHA Loans
FHA Loans enable low-to-moderate income borrowers to purchase homes with minimal down payments. These government-insured mortgages require as little as 3.5% down and offer flexible credit requirements. Money Street Mortgage specializes in FHA 203k programs for home improvement financing and post-bankruptcy recovery cases.
VA Loans
VA Loans provide zero-down payment options for eligible veterans and active-duty personnel. These mortgages feature competitive interest rates and no private mortgage insurance requirements. Money Street Mortgage assists veterans with loan guarantees, assumable mortgages, and forbearance options during financial hardship.
USDA Loans
USDA Loans support low-income homebuyers in rural areas with no down payment requirements. These 30-year fixed-rate loans include financing for home construction, repairs, and relocation. Money Street Mortgage helps clients meet eligibility criteria based on income limits and property location.
Refinance Services
Refinance Services help homeowners reduce monthly payments or access home equity. Money Street Mortgage offers rate-and-term refinancing and cash-out options with streamlined processes. Our team analyzes market conditions to determine optimal refinancing timing for clients.
People
James Lathrop
Owner
With over a decade of industry experience, James Lathrop leads Money Street Mortgage's commitment to personalized service and competitive financing solutions.
Charles
Mortgage Advisor
Charles specializes in guiding first-time homebuyers through the mortgage process with clear explanations and tailored loan options.
Jim Lathrop
Loan Officer
Jim provides expert financing solutions for home purchases and refinancing, known for his record-fast loan processing times.
Questions
What mortgage loan types do you offer?
We provide FHA, VA, USDA, conventional, jumbo, and investment property loans with fixed and adjustable rate options.
How quickly can you process a mortgage?
Our average closing time is under 25 days, with some loans processed in as little as 14 days.
Do you offer online mortgage applications?
Yes, we provide a secure online application system with 24/7 access and real-time status updates.
Can I get pre-approved before finding a home?
Yes, we offer instant pre-approval letters to strengthen your home purchase offers.
How do you secure the lowest mortgage rates?
We compare offers from over 300 lenders to find the most competitive rates for your specific situation.
What areas do you serve?
We operate statewide in Florida with special expertise in Clearwater, Tampa Bay, and surrounding regions.
