Hensel Financial

At North Coast Financial, we pride ourselves on being one of California's most experienced and trusted direct hard money lenders. With over 40 years of lending experience, we have built a reputation for providing fast, flexible, and professional hard money loan solutions to real estate investors and property owners.

Our Expertise

We specialize in providing a wide range of hard money loan products and services, including bridge loans, probate and estate loans, trust loans, cash out and refinance loans, fix and flip / rehab loans, owner occupied loans, commercial loans, and more. Our expertise lies in understanding the complex needs of California real estate investors and property owners, and providing tailored solutions that meet their unique needs.

Our Services

As a premier California hard money lender, we offer a comprehensive range of services, including:

• Bridge Loans: Providing the necessary funds to bridge the gap between purchasing a property and securing a long-term loan.
• Probate and Estate Loans: Helping to facilitate the transfer of property ownership and ensure that heirs receive fair compensation.
• Trust Loans: Offering financing options for trusts and estates to facilitate the sale of real estate assets.
• Cash Out and Refinance Loans: Enabling property owners to tap into the equity in their properties and invest in other opportunities.
• Fix and Flip / Rehab Loans: Providing the necessary financing for property renovation and rehabilitation projects.
• Owner Occupied Loans: Offering hard money loan options for owner-occupied properties, enabling property owners to tap into the equity in their homes.

Why Choose Us?

At North Coast Financial, we pride ourselves on our professionalism, expertise, and commitment to exceptional customer service. Here are just a few reasons why we are the preferred choice for many California real estate investors and property owners:

• Fast Funding: We can provide funding within 5 days, ensuring that you can close deals quickly and efficiently.
• Simple Process: We strive to minimize the loan process, requiring minimal documentation and eliminating surprise fees.
• Experienced Professionals: Our team has over 40 years of combined lending experience, ensuring that you are in good hands.
• Personalized Service: We believe in building relationships with our clients and providing personalized support throughout the loan process.

Recent Success Stories

We are proud to share some of our recent success stories with you:

• Bridge Loan: We provided a $575,000 bridge loan for a primary residence in San Diego, California.
• Trust Loan: We financed a $515,000 trust loan in San Diego, California.
• Hard Money Purchase Loan: We provided a $1,250,000 hard money purchase loan in Encinitas, California.

What Our Clients Say

We take pride in the positive feedback we receive from our satisfied clients:

• "Thank you North Coast Financial! I can't say enough about the great care and service provided by Don Hensel. He really looked out for us and guided us in the right direction." - Margarita Delarosa
• "North Coast Financial makes obtaining financing Fast (5 days!),. Simple (minimal docs required),. and Efficient (15 docs to sign). They clearly explained the entire process from start to finish." - Experienced Real Estate Investor