Business Details
Your Trusted Mortgage Partner in Chicago
At Todd Probasco-Lakeside Bank, we bring over two decades of specialized mortgage lending expertise to homeowners and investors across all 50 states. Our team, led by Todd Probascoa seasoned mortgage banker with NMLS certification and recognition as a 2025 Illinois Mortgage Bankers Association Best in the Biz nomineeprioritizes personalized service tailored to each client's unique needs. We offer comprehensive loan programs, including conventional, jumbo, FHA/VA, first-time homebuyer, asset-based income, and exclusive portfolio loans, alongside innovative solutions like divorce mortgage financing and home equity options.With a proven track record of securing competitive rates through multi-lender comparisons and a commitment to transparency, weve earned over 130 Google 5-star reviews. Our services extend beyond standard offerings, featuring same-day quotes, preapprovals, and flexible communication channels via phone, email, text, or video call. Recognized for excellence by industry associations and trusted by first responders, teachers, and first-time buyers, we combine deep market knowledge with a client-centric approach to deliver reliable, ethical mortgage solutions.
Services
Mortgage Loan Programs
Home Equity Loans
Divorce Mortgage Services
First-Time Homebuyer Loans
Asset-Based Income Loans
Highlights and features
- We offer personalized mortgage service via phone, email, or video call.
- Our team provides same-day quotes and preapprovals for faster deals.
- Certified Divorce Mortgage Professional on staff for specialized needs.
- We offer all loan programs, including FHA/VA, jumbo, and portfolio loans.
- Recognized as 2025 Best in the Biz nominee by Illinois Mortgage Bankers Association.
Associations and certifications
- NMLS
What people say
Best rates
Great service
Quick preapprovals
Expert guidance
Trusted advisor
Services
Mortgage Loan Programs
We offer conventional, jumbo, FHA/VA, and portfolio loans tailored to purchase, refinance, or investment needs. Our programs include low down payment options, asset-based qualification, and exclusive 5-year ARM terms. All loans are designed for flexibility across primary homes, second properties, and equity loans.
Home Equity Loans
Access your home's equity for debt consolidation or major expenses with up to 80% combined loan-to-value. We provide fixed-rate and interest-only payment options, ensuring predictable terms for managing large financial goals while maintaining home ownership stability.
Divorce Mortgage Services
Our Certified Divorce Mortgage Professional guides clients through property division, title changes, and refinancing during divorce. Services include strategic asset division, mortgage adjustments, and confidential consultations to ensure equitable settlements while meeting lending requirements for post-divorce homeownership transitions.
First-Time Homebuyer Loans
Tailored programs for first-time buyers feature down payments as low as 3.5% with FHA loans and a $500 closing cost credit. We simplify the purchase process with educational webinars, preapprovals, and personalized support to help new buyers confidently enter the housing market.
Asset-Based Income Loans
Qualify for mortgages using investment or retirement assets instead of traditional income. This program benefits self-employed individuals or those with non-traditional income streams, offering flexible documentation while maintaining lending compliance and financial security for high-net-worth borrowers.
People
Todd Probasco
VP & Group Lead, Mortgage Lending
With over 20 years of mortgage experience and NMLS certification, Todd Probasco specializes in diverse loan programs and divorce mortgage solutions. Recognized as a 2025 Illinois Mortgage Bankers Association Best in the Biz nominee, he prioritizes personalized service and client education.
Questions
What mortgage loan programs do you offer?
We provide conventional, jumbo, FHA/VA, first-time homebuyer, asset-based income, portfolio loans, and specialized divorce mortgage solutions.
Can I get a mortgage if I'm self-employed?
Yes, our asset-based income loans allow self-employed individuals to qualify using investment or retirement assets instead of traditional income.
Do you offer loans for investment properties?
Yes, we specialize in mortgage programs for primary homes, second homes, and investment properties with competitive rates.
How do you help first-time homebuyers?
We offer low down payment options, a $500 closing cost credit, and educational webinars to guide first-time buyers through the process.
What areas do you serve?
We provide mortgage services nationwide across all 50 states with local office support in Chicago, Oak Brook, and Naperville.
What is a divorce mortgage?
Our Certified Divorce Mortgage Professional helps clients navigate property division, refinancing, and title changes during divorce proceedings with tailored solutions.
