Creating relationships first, financing your home second.
Who We Are
At Full Circle Home Loans, we believe that building relationships is just as important as securing the right mortgage. Our team of dedicated professionals is dedicated to making the home buying process as smooth and stress-free as possible. With years of combined experience in the mortgage industry, we've seen it all and are equipped to handle even the most complex transactions.
Our Story
Our founder, Seth Anapolsky, has been passionate about helping people achieve their dream of homeownership for over 15 years. His journey began as a mortgage broker, working with a variety of clients and loan products. As his business grew, Seth realized the importance of building strong relationships with his clients and creating a personalized experience for each and every one. He assembled a team of like-minded professionals who share his values of integrity, passion, and dedication.
Our Services
At Full Circle Home Loans, we offer a wide range of mortgage products and services to cater to our clients' diverse needs. Whether you're a first-time homebuyer, refinancing an existing mortgage, or purchasing an investment property, we've got you covered. Our loan programs include:
- First-Time Homebuyer Loans
- Bank Statement Loan Programs
- VA Loans
- FHA Loans
- Jumbo Loans
- Investor Loans
Our Team
Meet the talented individuals who make up our team:
- Seth Anapolsky: Owner and Broker
- Spencer Colburn: Loan Officer and Guru
- Summer Luszeck: Office Director and HR Administrator
- Bernadette Bermudez: Loan Processor
- Tiffany Katuls: Client Communications Manager
- Charles Nuno: Loan Officer and Broker
Our Office
We have offices in Upland, Temecula, and Newport Beach, California, and we're licensed in multiple states, including Texas and South Carolina. Our main office is located at 99 East C St., Suite 206, Upland, CA 91786.
Our Values
At Full Circle Home Loans, we stand by the following values:
- Building lifelong relationships with our clients
- Providing exceptional customer service
- Offering competitive loan products and rates
- Supporting our community and environment
Why Choose Us?
We believe that our unique approach sets us apart from other mortgage lenders. We prioritize building personal relationships with our clients, and we're committed to making the home buying process as seamless and stress-free as possible. Our team is dedicated to helping you achieve your dream of homeownership, whether you're a first-time buyer or a seasoned investor.
Get Started
Ready to start your home buying journey? Contact us today to learn more about our loan products and services, and let us help you navigate the home buying process.
Exceptional Service and Professionalism
Full Circle Home Loans has received high praise from numerous clients for their exceptional service, professionalism, and efficiency. Clients have praised the team's kindness, responsiveness, and willingness to go the extra mile to address their questions and concerns.
Fast Communication and Efficient Process
Clients have commended the team's fast communication, making the loan process stress-free and efficient. The team's ability to provide clear updates throughout the process has been particularly appreciated.
Personalized Attention and Positive Experience
Clients have praised the team's personalized attention, making them feel valued and supported throughout the loan process. Many have expressed gratitude for the team's exceptional service, citing their positivity, motivation, and dedication to helping clients achieve their goals.
Recommendations and Repeat Business
Many clients have highly recommended Full Circle Home Loans, citing their exceptional service, professionalism, and commitment to customer satisfaction. Some have even become repeat clients, praising the team's continued support and responsiveness long after closing.

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