Principle Home Loans

At Principle Home Loans, we pride ourselves on being a trusted advisor in the mortgage industry. Our goal is to provide exceptional service, expert knowledge, and a personalized approach to help you find the perfect loan option for your unique situation. As a mortgage broker, we have the ability to shop your loan application to multiple lenders, ensuring you receive the best possible rate and terms.

Our Story

Our journey began in 1998, when our founder, Chad Zwolinski, started his career in the mortgage industry. With extensive experience working for reputable companies such as Metlife Home Loans, PNC Mortgage, and CITI Mortgage, Chad brought his expertise to Lakeland, Florida, where he founded Principle Home Loans. Since then, we have been dedicated to providing unparalleled service and guidance to our clients, helping them achieve their dream of homeownership.

Our Services

At Principle Home Loans, we specialize in a wide range of loan options, including:

Conventional Mortgages: We understand the importance of meeting certain guidelines to ensure your loan is backed by Fannie Mae and Freddie Mac. Our experienced team will work closely with you to ensure your loan meets these guidelines, providing you with the best possible rates and terms.

FHA Mortgages: FHA mortgages are a popular choice for many homebuyers, offering more lenient credit and down payment requirements. We will work closely with you to ensure you meet the necessary qualifications and find the perfect FHA loan for your situation.

VA Mortgages: If you're a veteran or active-duty military personnel, we can help you take advantage of the VA loan program, offering competitive rates and terms.

USDA Mortgages: Designed for primary residences, we can help you finance up to 100% of the purchase price of your new home with a USDA loan.

Non-QM Mortgages: For those whose income, credit, or property doesn't fit within the guidelines of the Consumer Financial Protection Bureau, we can help you find a non-conventional mortgage solution.

Our Commitment

At Principle Home Loans, we are committed to providing unparalleled service, expert knowledge, and a personalized approach to help you achieve your dreams of homeownership. Our experienced team will work tirelessly to ensure you receive the best possible rates and terms, making the mortgage process seamless and stress-free.

Get in Touch

If you're ready to take the first step towards homeownership or need guidance on your current loan options, don't hesitate to contact us. Our team is dedicated to providing you with the highest level of service and expertise.