Business Details
43 Years
experience
Your Trusted Mortgage Broker in the Northeast
HarborOne Mortgage has been a leader in residential mortgage lending throughout the Northeast since 1983. As a wholly owned subsidiary of HarborOne Bank, a $5.4B community bank, we combine the strength of a major financial institution with the personalized service of a local lender. Our seasoned team of mortgage professionals offers tailored guidance across a comprehensive range of loan programs, including conventional, jumbo, construction, and government-backed mortgages.We serve over half the East Coast, from Maine to Florida, and maintain partnerships with state housing agencies to support first-time homebuyers. Our commitment to transparency, competitive rates, and customer-centric service has earned us a reputation as a trusted partner in homeownership. With decades of experience and a focus on innovation, we ensure a seamless financing journey for every client.
Services
Conventional Mortgages
Jumbo Loans
Construction Loans
FHA Mortgages
VA Mortgages
USDA Loans
Adjustable Rate Mortgages
Fixed Rate Mortgages
First-Time Homebuyer Programs
State Housing Programs
Details
- Year established: 1983
Highlights and features
- We offer 40+ years of expertise in residential mortgage lending.
- Our team provides tailored guidance across 10+ loan program categories.
- We partner with state housing agencies to support first-time homebuyers.
- Competitive rates backed by a $5.4B community bank's financial strength.
- Dedicated service across 11 states from Maine to Florida.
Services
Conventional Mortgages
Conventional mortgages offer fixed or adjustable rates for home purchases or refinancing. These loans suit borrowers with strong credit seeking flexible terms. HarborOne provides competitive rates and personalized guidance to match long-term financial goals.
Jumbo Loans
Jumbo loans finance high-value properties exceeding conforming loan limits. HarborOne offers tailored non-conforming solutions with expert support for luxury homebuyers or those in high-cost markets across our lending footprint.
Construction Loans
Construction loans fund new home builds or major renovations. HarborOne provides interest-only payments during construction followed by amortization, with competitive rates and dedicated support from application through completion.
FHA Mortgages
FHA mortgages offer low down payments and flexible credit requirements. HarborOne guides borrowers through FHA 203K, streamline, and standard programs to make homeownership accessible for diverse financial situations.
First-Time Homebuyer Programs
First-time homebuyer programs provide down payment help and tax credits. HarborOne partners with state agencies like MassHousing and NHHFA to offer educational resources and affordable financing for qualifying applicants.
People
Camille Madden
President
Camille Madden leads HarborOne Mortgage with decades of leadership in residential lending. Her strategic vision drives growth while maintaining a focus on customer-centric service and community impact.
Timothy Boyle
Executive Vice President Chief Financial Officer
Timothy Boyle oversees financial operations with expertise in banking and risk management. His leadership ensures fiscal stability and supports HarborOne Mortgage's expansion across the East Coast.
David Gravelle
Senior Vice President
David Gravelle brings extensive mortgage industry experience to HarborOne, managing key operations that enhance lending efficiency and client satisfaction across multiple states.
Laura Beavis
Senior Vice President
Laura Beavis specializes in mortgage product development and compliance. Her expertise ensures HarborOne Mortgage delivers innovative solutions while adhering to regulatory standards.
Jason Swanson
Senior Vice President Chief Risk Officer
Jason Swanson manages risk strategy for HarborOne Mortgage, leveraging deep knowledge of market dynamics to protect client interests and sustain long-term growth.
Questions
What mortgage programs does HarborOne offer?
We offer conventional, jumbo, FHA, VA, USDA, construction, adjustable-rate, fixed-rate, and state-specific programs for first-time homebuyers.
Can I get a mortgage with a low down payment?
Yes. FHA loans require as little as 3.5% down, and USDA/Rural Housing offers 100% financing in eligible areas.
Do you offer loans for first-time homebuyers?
Yes. We partner with state agencies to provide down payment assistance, tax credits, and educational resources for new buyers.
How do I apply for a mortgage?
Start online or contact a loan officer at 603-606-3703 to discuss your needs and submit required financial documentation.
What areas do you serve?
We lend in Maine, New Hampshire, Vermont, Pennsylvania, Massachusetts, Rhode Island, New Jersey, Connecticut, North Carolina, South Carolina, and Florida.
Can I refinance my existing mortgage?
Yes. Explore rate-and-term or cash-out refinancing options to lower payments, shorten loan terms, or access home equity.
