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Our Promise: Quality Service for All Your Mortgage Needs

Our Vision

At Southside Mortgage Corporation, our vision is to empower individuals and families in Southside Virginia to achieve homeownership through personalized guidance and seamless financial solutions.

Our Expertise

For over two decades, we have guided clients through the intricate process of securing mortgages and exploring various financing options. Our experienced team of professionals understands the local market and can tailor solutions to your specific needs and goals.

First Time Home Buyer Programs

  • Customized guidance through the process of securing your first home
  • Competitive mortgages with flexible terms and low down payments
  • Assistance with down payment assistance programs

Conventional and VA Loans

  • Competitive rates and terms tailored to your individual credit profile
  • Flexible underwriting guidelines for a smooth application process
  • Streamlined financing options for qualified borrowers

Home Equity Lines of Credit

  • Access to funds as needed for home improvement, debt consolidation, or financial emergencies
  • Competitive interest rates and flexible repayment terms
  • Personalized terms to fit your financial situation

Special Credit Needs

  • Specialized programs designed to help borrowers with less-than-perfect credit qualify for a mortgage
  • Credit counseling and rehabilitation services available
  • Flexible financing options to meet your unique situation

Commercial and Construction Loans

  • Financing solutions for the acquisition and development of commercial properties
  • Competitive rates and terms for construction projects
  • Personalized guidance through the entire process

Why Choose Southside Mortgage Corporation?

  • Local Expertise: We are a locally owned and operated company with deep understanding of the local market.
  • Personalized Service: We take the time to understand your individual needs and goals to provide tailored solutions.
  • Transparency: We are committed to open and honest communication throughout the process.
  • Client-Focused: We prioritize your needs and work diligently to ensure a smooth and successful experience.

Contact us today to discuss your mortgage needs and discover how we can help you achieve your dream of homeownership!

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