Business Details
Your Trusted Mortgage Brokers in Fort Lauderdale, FL
Fairway Independent Mortgage has been dedicated to simplifying the home loan process for clients since our founding. Our team of experienced mortgage advisors specializes in guiding individuals through every step of securing financing, from initial consultation to closing. We offer expertise in a wide range of mortgage products including fixed-rate, adjustable-rate, FHA, VA, jumbo, and interest-only loans. Our approach prioritizes transparency, personalized service, and financial education to help clients make informed decisions.With a focus on both first-time homebuyers and experienced property investors, we provide tailored solutions that address unique financial situations. Our commitment to excellence is demonstrated through our comprehensive resources, including educational modules on mortgage hacks, equity management, and investment properties. We serve clients across multiple locations with a combination of local market knowledge and national lending capabilities.
Services
Mortgage Loans
Home Refinancing
VA Loans
Jumbo Loans
First-Time Homebuyer Programs
Highlights and features
- We offer 20+ years of mortgage industry expertise with personalized loan solutions
- Our patented pre-approval process accelerates home buying timelines
- We provide transparent fee structures with no hidden closing costs
- Our team maintains 24/7 availability for urgent client consultations
- We guarantee rate lock protection for 90 days on qualified loans
What people say
Efficient process
Knowledgeable advisors
Transparent fees
Quick approvals
Excellent support
Services
Mortgage Loans
We provide comprehensive mortgage loan solutions tailored to individual financial situations. Our advisors help clients navigate fixed-rate, adjustable-rate, and government-backed loan options while explaining associated benefits and requirements. We specialize in matching borrowers with programs that align with their long-term financial goals through personalized consultations and detailed documentation review.
Home Refinancing
Our refinancing programs help homeowners reduce monthly payments, shorten loan terms, or access home equity. We offer rate-and-term refinancing, cash-out options, and streamline processes for existing government loans. Our team analyzes current mortgage terms against market conditions to determine optimal refinancing opportunities for each client.
VA Loans
Specialized VA loan programs assist eligible veterans and service members with competitive financing options. We guide applicants through VA-specific requirements, entitlement verification, and unique benefits including zero down payment options and favorable interest rates while ensuring compliance with Department of Veterans Affairs guidelines.
Jumbo Loans
We offer jumbo loan solutions for high-value property purchases exceeding conventional loan limits. Our programs feature competitive rates, flexible qualification criteria, and personalized underwriting for luxury homes and investment properties while maintaining strict adherence to lender-specific requirements and documentation standards.
First-Time Homebuyer Programs
Our first-time homebuyer initiatives include down payment assistance, educational resources, and specialized loan programs. We provide guidance on FHA loans, state-specific grants, and low-down-payment options while offering step-by-step support through the entire purchase process and credit qualification preparation.
People
Brian Coutu
Mortgage Advisor
Brian Coutu brings extensive mortgage industry experience to Fairway Independent Mortgage, specializing in personalized loan solutions. With NMLS #1200844 certification, he focuses on educating clients about mortgage options while maintaining a client-centric approach to financing. His expertise covers purchase loans, refinancing, and specialized programs for veterans and first-time buyers.
Questions
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, VA loans for veterans, and conventional loans with down payment assistance programs tailored for first-time buyers.
How does the mortgage pre-approval process work?
Our pre-approval process involves verifying your financial information, credit check, and income documentation to determine your loan eligibility and maximum borrowing amount.
Can I refinance my existing mortgage?
Yes, we offer various refinancing options including rate-and-term refinancing, cash-out refinancing, and streamline programs for existing homeowners.
What are the current mortgage interest rates?
Rates vary daily based on market conditions. Contact us for personalized rate quotes tailored to your specific loan program and credit profile.
How much down payment is required for a conventional loan?
Conventional loans typically require 5-20% down payment, with options available for down payment assistance and private mortgage insurance alternatives.
Do you offer jumbo mortgage loans?
Yes, we provide jumbo loan programs for high-value properties with competitive rates and flexible qualification requirements for eligible borrowers.
