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DEDICATED. PROVEN. LOCAL.

At Team Mortgage Company, we pride ourselves on providing exceptional customer service and delivering quality Grand Rapids home loans to our valued clients. Our locally-based team is dedicated to making the home buying and refinancing process as seamless and stress-free as possible. With years of experience and a deep understanding of the mortgage industry, our licensed professionals specialize in guiding clients through the complex loan process.

Our Services

At Team Mortgage Company, we offer a wide range of mortgage loan programs to cater to the unique needs of our clients. Whether you're looking to purchase a new home, refinance your existing mortgage, or make improvements to your current property, we have the expertise and resources to help. Our services include:

  • VA Loans: Designed specifically for veterans, VA loans offer government-backed mortgages with competitive interest rates and little to no down payment requirements.
  • FHA Loans: Governed by the Federal Housing Administration, FHA loans provide help for those with less than perfect credit. With a low down payment requirement and more lenient credit standards, FHA loans offer a more accessible path to homeownership.
  • Reverse Mortgage Loans: Convert your home's equity into cash and enjoy your golden years in style. Our reverse mortgage loans allow homeowners aged 62 and older to access their home's equity without making monthly payments.
  • Refinancing: Refinance your existing mortgage to take advantage of lower interest rates, reduce your monthly payments, or tap into your home's equity.
  • Mortgage Loan Programs: We offer a range of mortgage loan programs, including VA Loans, FHA Loans, and Rural Development Loans, to help you find the perfect loan for your unique situation.

What Sets Us Apart

At Team Mortgage Company, we take pride in our commitment to exceptional customer service. Our locally-based team is dedicated to providing a tailored approach to each client, ensuring that their home buying and refinancing experience is as smooth and stress-free as possible. With years of experience and a passion for helping clients achieve their homeownership goals, our team is dedicated to exceeding your expectations.

Testimonials

Our clients' success stories are a testament to our commitment to exceptional customer service and our dedication to delivering quality home loans. From veterans to families, our client testimonials demonstrate our ability to adapt to each client's unique situation and provide a personalized approach to the home buying and refinancing process.

Contact Us

For more information about Grand Rapids home loans and our team of experienced professionals, contact us today at 616.974.9710 or visit our office. We look forward to helping you achieve your homeownership goals.

Reviews
Positive: The majority of reviewers praised the company's helpfulness, knowledge, and efficiency, making the mortgage process smooth and successful.
Negative: One reviewer had a negative experience with Tom Giradot, citing a lack of attention to detail and failure to consider tax brackets.

Overall Experience

The majority of reviewers had a positive experience with Team Mortgage Company, praising their helpfulness, knowledge, and efficiency.

Positive Aspects

  • The team's commitment to going above and beyond their duties to ensure a smooth and successful transaction
  • Their patience and understanding in dealing with complex situations and stressed clients
  • Their expertise and knowledge in the mortgage industry
  • Their transparency and communication throughout the process
  • Their ability to provide competitive rates and save clients money

Negative Aspects

  • One reviewer had a negative experience with Tom Giradot, citing a lack of attention to detail and failure to consider tax brackets, resulting in unexpected extra costs for the client
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