Business Details
Your Trusted Mortgage Partner in New Braunfels
At Bluebonnet Mortgage, we treat each customer as an individual, not a number. Our approach prioritizes common sense and personalized solutions to help clients secure the best possible loans. We represent a wide range of A-rated lenders, from first-quality rate providers to private hardship lenders, and collaborate with over 100 investors to offer competitive rates across diverse loan programs. Our expertise spans conventional, jumbo, FHA, VA, home equity lines, and commercial loans, tailored to full documentation, no documentation, investor, and multi-family scenarios.We emphasize transparency, flexibility, and client-centric service, ensuring solutions align with individual financial goals. Our teams deep industry knowledge and commitment to ethical practices establish us as trusted advisors in the mortgage sector.
Services
FHA Loans
VA Loans
Refinancing
Reverse Mortgages
Purchase Loans
Highlights and features
- We work with 100+ lenders to secure competitive rates across all loan types.
- Our personalized approach ensures loans fit individual financial circumstances.
- We specialize in complex scenarios, including no-documentation and investor loans.
- Free no-obligation consultations analyze your unique financial situation.
- Experienced team with deep expertise in FHA, VA, and reverse mortgage programs.
Associations and certifications
- NMLS
What people say
Quick approvals
Competitive rates
Personalized service
Transparent process
Supportive team
Services
FHA Loans
FHA loans offer low down payments and flexible credit requirements for first-time buyers and those with financial challenges. These government-backed loans include options for fixer-uppers, energy-efficient upgrades, and reverse mortgages for seniors. Our team guides clients through qualification, ensuring access to affordable financing tailored to their needs.
VA Loans
VA loans provide no-down-payment options and favorable terms for veterans, active-duty personnel, and eligible spouses. We assist with standard VA loans, assumable mortgages, and streamline refinancing. Our specialists ensure compliance with VA guidelines while maximizing benefits like funding fee waivers for disabled veterans.
Refinancing
Refinancing services help clients reduce interest rates, consolidate debt, or access home equity. We offer conventional refinancing, cash-out options, and VA streamline programs with no appraisal required. Our process focuses on lowering monthly payments and simplifying transitions from adjustable to fixed-rate loans.
Reverse Mortgages
Reverse mortgages convert home equity into tax-free cash for seniors aged 62+. Funds can cover healthcare, home improvements, or debt consolidation. We explain HECM programs, proprietary options, and single-purpose loans, ensuring clients understand repayment terms and eligibility requirements.
Purchase Loans
Purchase loans support homebuyers with fixed or adjustable-rate mortgages for primary residences, investment properties, and multi-family units. We offer conventional, jumbo, and non-conforming loans with flexible documentation. Our advisors help clients compare options and secure pre-approvals to streamline the buying process.
People
Linda Gould
Manager
Linda Gould leads Bluebonnet Mortgage with over 20 years of experience in mortgage lending. She specializes in guiding clients through complex loan scenarios, ensuring personalized solutions that align with financial goals.
Shaun Gould
Web Administration Manager
Shaun Gould oversees digital operations at Bluebonnet Mortgage, ensuring seamless online services for clients. His technical expertise supports efficient loan processing and customer communication.
Questions
What mortgage options do you offer?
We offer FHA, VA, conventional, jumbo, reverse, and refinancing loans tailored to your financial situation.
How can I refinance my home?
We provide cash-out refinancing, rate reductions, and VA streamline options with no appraisal required in some cases.
Are there special programs for veterans?
Yes! VA loans offer no-down-payment options and funding fee waivers for eligible veterans and active-duty personnel.
Can I get a mortgage with bad credit?
FHA loans allow flexible credit requirements, and our team helps explain your options for approval.
What is a reverse mortgage?
Reverse mortgages convert home equity into tax-free cash for seniors aged 62+, with repayment deferred until the home is sold or vacated.
