Business Details
31 Years
experience
Your Trusted Mortgage Broker in Northbrook, IL
Founded in 1995 by Edie Jerome, Metro Mortgage Services has established itself as a trusted mortgage brokerage serving residential and commercial clients in the Chicago-land area. With over 20 years of direct experience in the mortgage industry and 40 years combined experience in real estate and finance, our team specializes in navigating complex lending scenarios to secure tailored solutions for diverse buyers. We maintain strong relationships with top lenders and Illinois banks, offering expertise in conventional loans, FHA/VA programs, reverse mortgages, and DACA-specific financing.Our approach emphasizes personalized attention, transparent communication, and advocacy throughout the lending process. Recognized for our commitment to overcoming challenges in loan applications, we provide comprehensive support from pre-qualification through closing, ensuring clients receive competitive rates and customized mortgage products aligned with their financial goals.
Services
FHA Loans
VA Loans
Conventional Loans
Jumbo Loans
Reverse Mortgages
DACA Loans
Refinancing
Purchases
Adjustable Rate Mortgages
Details
- Year established: 1995
Highlights and features
- We have over 20 years of direct mortgage industry experience.
- Our team works with top lenders and Illinois banks nationwide.
- We specialize in complex cases including DACA and reverse mortgages.
- We provide personalized attention from application through closing.
- Our president has 40 years combined real estate and mortgage experience.
What people say
Personalized customer service
Knowledgeable and accommodating
Smooth closing process
Advocate for clients' needs
Helped with DACA loan approval
Services
FHA Loans
FHA loans provide low down payment options with flexible credit requirements. These government-backed mortgages help first-time buyers and those with limited credit history achieve homeownership. Our team specializes in navigating FHA guidelines to secure favorable terms for qualified applicants.
Reverse Mortgages
Reverse mortgages convert home equity into tax-free funds for retirees. We guide clients through HECM programs and proprietary options while ensuring clear understanding of obligations. Our specialists help seniors access financial resources while maintaining home ownership.
DACA Loans
DACA-specific loans help eligible recipients purchase homes with alternative documentation. We work with lenders offering specialized programs for Dreamers, providing guidance on income verification and compliance requirements to facilitate successful applications.
Refinancing
Refinancing services help clients reduce rates, adjust loan terms, or access equity. We analyze current mortgages to identify savings opportunities while considering closing costs and long-term financial goals for optimal outcomes.
Conventional Loans
Conventional loans offer fixed or adjustable rates with flexible terms. We connect clients with competitive conventional loan products from multiple lenders, ensuring alignment with financial profiles and homeownership objectives through thorough market comparison.
People
Edie Jerome
President
With 40 years combined real estate and mortgage experience, Edie founded Metro Mortgage Services in 1995. She specializes in complex loan scenarios and maintains direct relationships with major lenders to benefit clients.
Questions
What mortgage services do you specialize in?
We specialize in FHA loans, reverse mortgages, DACA-specific financing, conventional mortgages, and refinancing solutions for residential and commercial properties.
How can you help first-time homebuyers?
We guide first-time buyers through low-down-payment options, credit qualification strategies, and government programs while negotiating favorable terms with lenders.
Do you work with non-traditional applicants?
Yes, we specialize in unique cases including DACA recipients, self-employed individuals, and applicants with credit challenges.
What areas do you serve?
While based in Northbrook, IL, we serve clients throughout the Chicago-land area and beyond through remote processing capabilities.
How do mortgage brokers get paid?
We receive compensation from lending institutions upon loan closing at no additional cost to borrowers.
