At HK Lending, we are dedicated to providing exceptional real estate lending services to our clients. With over 30 years of combined experience in the industry, our team is committed to making your real estate dreams a reality.
Our Services
As a leading mortgage lender, we offer a comprehensive range of loan options to suit your unique needs. Our loan programs include Conventional, FHA (203B), FHA (203K), VA, One Time Close Construction, and Non-QM Bank Statement Loans, among others. We specialize in lending on commercial deals nationwide and are licensed in Texas, California, Louisiana, Georgia, and Florida, with plans to expand to other states in the near future.
What Sets Us Apart
At HK Lending, we pride ourselves on our personalized approach to lending. Our experienced advisors will work closely with you to understand your financial goals and guide you through the loan process. We are committed to providing transparent and honest lending practices, with no hidden fees or games. We believe that making informed decisions is crucial, which is why we offer pre-underwritten approvals and multiple loan options to choose from.
Our Team
Our team consists of experienced advisors who are passionate about making a difference in the lives of our clients. We believe that every individual deserves access to fair and equal housing opportunities, and we are committed to protecting those rights. Our team is dedicated to providing exceptional service, with a focus on building long-term relationships with our clients.
Testimonials
Our past clients have spoken volumes about our exceptional service. Here's what a few of them have to say:
"Thank you folks for a job well done! I am now one of the many Realtors in the area (I'm sure!) who greatly appreciates the honesty, support, and total commitment you've shown my buyers and I throughout this recent transaction. It was a delight from beginning to closing working with both of you to ensure getting the buyers through such a difficult and truly weird buying process in today's real estate market! Again, thanks, and I will certainly recommend your organization to other Realtors!" - Vera Sherman, Realtor, Houston TX
"They were able to close my deal when another lender couldn't. The communication was 10x better and they worked hard to help make the process as smooth as possible. I will be using HK Lending again and I recommend their company to others." - Ben Dersler, HK Lending Client
"Thank You HK Lending! Harold and Karen made sure our home buying process was smooth and painless. Their personal attention to our financing needs is deeply appreciated. We love that they had many buying options for us to choose from and we love that they answered every question we had in a timely fashion. They were with us from the beginning to the end. They even surprised us by driving an hour or two (during rush hour) to join us at closing. Oh, by the way, thank you so very much for our special gifts! We love you, we pray for you and your business and we will definitely be calling on you again." - Michael Burns, HK Lending Client
Contact Us
We invite you to reach out to us via our contact form or through the chat window on the bottom right of this page. We would be delighted to discuss your real estate financing needs and explore how we can help you achieve your dreams.
Overall Experience
The reviewers had a highly positive experience with HK Lending, praising their professionalism, efficiency, and customer service.
Personalized Service
Reviewers appreciated the personalized attention they received from Harold, Karen, and their team. They were praised for being available to answer questions, providing timely updates, and making the mortgage process smooth and stress-free.
Efficient Process
The reviewers were impressed with the efficiency of the mortgage process, with some mentioning that it was "smooth" and "painless." They appreciated the use of online signing and transferring of documents, which saved them time and effort.
Customer Service
The reviewers praised HK Lending's customer service, saying that they were "customer-minded, " "helpful, " and "patient." They were available to address concerns and provide guidance throughout the process.
Recommendations
Many reviewers mentioned that they would recommend HK Lending to others, with one reviewer stating that they would "definitely" be calling on them again.

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