Business Details
Trusted Mortgage Lending Services in Virginia, Maryland, Florida & Pennsylvania
Jefferson Mortgage Group has established itself as a trusted leader in residential lending, specializing in government-insured HECM Reverse Mortgages, specialized forward mortgages, and investor loan programs. With decades of combined experience, our team delivers personalized solutions tailored to clients' unique financial situations. We focus on Alt-A investor loans at 80% LTV, FHA and VA loans with lower credit score flexibility, and jumbo loan options for high-value properties.Our commitment to quality customer service is evident in our streamlined application process, transparent communication, and dedication to helping clients achieve homeownership or financial stability through reverse mortgages. Operating across Virginia, Maryland, Florida, and Pennsylvania, we combine local market expertise with national lending standards to serve diverse client needs.
Services
Reverse Mortgages
FHA Loans
VA Loans
Jumbo Loans
Investor Loans
Refinance Loans
Home Equity Loans
HECM Reverse Mortgages
No Doc Investor Loans
Portfolio Term Loans
Highlights and features
- Experienced team with decades in mortgage lending and reverse mortgage specialization
- Personalized loan solutions for unique financial situations and investment portfolios
- Fast processing times with transparent communication throughout the lending journey
- Licensed in 4 states with deep local market knowledge and national lending capabilities
- Comprehensive investor loan programs including no-doc and portfolio term options
What people say
Prompt and professional
Best rates available
Knowledgeable and thorough
Fast processing times
Personalized approach
Services
Reverse Mortgages
Our reverse mortgage specialists help homeowners aged 62+ access home equity without monthly payments. These government-insured loans provide flexible payment options including lump sums, monthly installments, or credit lines. Ideal for retirees seeking financial flexibility while maintaining home ownership.
FHA Loans
We offer FHA loans with low down payment requirements (as low as 3.5%) and flexible credit guidelines. These mortgages suit first-time buyers and those with lower credit scores, featuring manual underwriting options for scores down to 500.
VA Loans
Specializing in VA loans for qualified veterans and service members, we provide 100% financing options with no PMI requirements. Our low-score program accommodates credit scores down to 500 through manual underwriting processes.
Investor Loans
Our investor loan programs include no-doc options up to 85% LTV and portfolio term loans for real estate investors. We offer flexible qualification criteria and specialized products for fix-and-flip projects and rental portfolios.
Jumbo Loans
We provide jumbo loan options for high-value properties exceeding conventional loan limits. Available up to $3.5 million, these loans feature competitive rates and flexible terms for luxury home purchases or refinancing.
People
George Omilan
Mortgage Broker
George Omilan is a seasoned mortgage broker with Jefferson Mortgage Group, specializing in reverse mortgages and investor loans. With over two decades of experience in residential lending, he's known for personalized service and navigating complex loan programs. His expertise in reverse mortgages has helped numerous clients achieve financial stability while maintaining home ownership.
Questions
What mortgage programs do you specialize in?
We specialize in reverse mortgages (HECM and jumbo), FHA, VA, jumbo loans, and investor loan programs including no-doc and portfolio term options.
Do you offer loans for self-employed borrowers?
Yes, we offer bank statement and asset dissipation programs specifically designed for self-employed borrowers seeking mortgage financing.
Are you licensed in my state?
We are licensed in Virginia, Maryland, Florida, and Pennsylvania, with loan programs available in multiple additional states through our network.
How do reverse mortgages work?
Reverse mortgages allow homeowners 62+ to convert home equity into tax-free funds without monthly payments, with repayment deferred until the home is no longer primary residence.
What sets you apart from other lenders?
Our personalized service, expertise in niche loan programs, and commitment to finding tailored solutions set us apart from traditional lending institutions.
