Business Details
Your Trusted Mortgage Partner in New York
Since our inception, Jet Direct Mortgage has been driven by a mission to make homeownership accessible and stress-free for every client. Our team of seasoned mortgage professionals brings decades of combined experience in navigating the complexities of home financing. We specialize in personalized loan solutions, including conventional, FHA, VA, and reverse mortgages, tailored to meet the unique needs of first-time buyers, refinancers, and seniors. Our commitment to innovation is exemplified by our proprietary mobile app, Jet Direct Mobile, which streamlines the application process.With a focus on transparency, integrity, and unmatched customer service, we prioritize client education and support throughout every stage of the journey. Our track record of successful closings, competitive rates, and glowing testimonials from satisfied clients underscore our position as a trusted leader in the mortgage industry.
Services
Conventional Loans
FHA Loans
VA Loans
Reverse Mortgages
Refinance Loans
First-Time Home Buyers
Renovation Loans
Jumbo Loans
Mortgage Calculators
Mobile App
Highlights and features
- We offer 24/7 personalized mortgage guidance from experienced loan officers.
- Our proprietary mobile app simplifies loan applications and tracking.
- We provide tailored financing solutions for diverse financial situations.
- We guarantee competitive rates and transparent fee structures.
- Our team has closed complex mortgages in under 35 days.
What people say
Amazing service
Knowledgeable staff
Stress-free process
Quick closing
Personalized support
Services
Conventional Loans
Conventional loans offer flexible terms for borrowers with strong credit. These mortgages require 5%20% down payments, with options for fixed or adjustable rates. Ideal for purchasing or refinancing primary residences, investment properties, or second homes without government insurance.
FHA Loans
FHA loans provide low-down-payment options (as low as 3.5%) for credit-challenged borrowers. These government-insured mortgages feature lenient qualification standards, making them ideal for first-time homebuyers or those rebuilding financial stability through accessible financing.
VA Loans
VA loans offer zero-down financing for eligible veterans and service members. These mortgages include competitive rates, no mortgage insurance requirements, and flexible underwriting standards to honor military service through affordable homeownership opportunities.
Reverse Mortgages
Reverse mortgages convert home equity into tax-free income for seniors aged 62+. These loans provide monthly payments, lump sums, or credit lines while allowing homeowners to remain in their properties without repayment obligations.
Refinance Loans
Refinance options lower monthly payments, reduce interest rates, or access home equity. We offer rate-and-term and cash-out refinancing to improve financial stability or fund home improvements, debt consolidation, or major life expenses.
People
Mike Spano
Founder
Mike Spano established Jet Direct Mortgage with a vision to revolutionize mortgage accessibility. His leadership emphasizes customer-centric service and technological innovation in home financing.
Enid Adinolfi
Loan Officer
Enid Adinolfi specializes in first-time homebuyer mortgages, consistently closing complex cases within 35 days. Her clients praise her 24/7 availability and personalized guidance through every transaction stage.
Patrice Flerx
Loan Officer
Patrice Flerx excels in first-time homebuyer mortgages, closing loans for 20-year-old clients within 40 days. Her expertise in streamlining documentation reduces stress for novice purchasers.
Sal Petrozzino
Mortgage Broker
Sal Petrozzino specializes in reverse mortgages for seniors, combining technical expertise with compassionate service. His clients highlight his after-hours availability and transparent communication.
Daniel
Loan Originator
Daniel specializes in FHA loans for first-time buyers, ensuring seamless closings through proactive document management and regular client updates throughout the mortgage process.
Questions
What mortgage programs do you offer?
We provide conventional, FHA, VA, reverse mortgages, refinancing, and first-time homebuyer programs tailored to your financial situation.
How can I get pre-approved for a mortgage?
Apply online or contact our team to submit financial documents for a quick pre-approval decision within 24 hours.
Do you offer jumbo loans?
Yes, we specialize in jumbo loans exceeding conventional limits with flexible terms for high-value properties.
What is the mortgage process timeline?
Most clients close within 30-45 days thanks to our efficient digital workflow and dedicated loan officer support.
Can I use gift funds for a down payment?
FHA loans allow gift funds for down payments, subject to documentation verifying the gift's source and intent.
How does your mobile app simplify mortgage applications?
Our Jet Direct Mobile app enables document submission, real-time status tracking, and instant communication with loan officers 24/7.
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