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Client 1st Mortgage is a trusted mortgage lender dedicated to empowering individuals and families to achieve their homeownership dreams. With over two decades of industry expertise, we combine personalized guidance with innovative financial solutions to crafting customized mortgage solutions for every borrower.

Finding the Right Loan for You

Our team of experienced mortgage professionals carefully listens to your unique needs and circumstances to find the perfect loan program for your situation. We specialize in a diverse range of options, including:

  • FHA Loans: Ideal for first-time homebuyers and those with limited credit.
  • VA Loans: Designed for eligible veterans and active-duty military personnel with competitive interest rates and flexible eligibility requirements.
  • Conventional Loans: Classic mortgages with reliable terms and interest rates offering stability and predictability.
  • Non-Prime Loans: Designed for borrowers with less-than-perfect credit, offering an accessible path to homeownership.

Understanding the Process

We believe in transparency and clear communication throughout the mortgage process. Our team will guide you through every step, from pre-approval to closing, ensuring a smooth and stress-free experience.

Client-Focused Approach

Client 1st Mortgage treats every borrower as an individual, providing personalized attention and responsive communication. We value building strong relationships and fostering long-term client trust through:

  • Individualized attention: We take the time to understand your financial situation, goals, and aspirations.
  • Personalized loan options: We explore diverse options and strategize with you to find the best possible terms and interest rates.
  • Clear and consistent communication: We provide regular updates, answer questions promptly, and address any concerns you might have.

Our Values

Client 1st Mortgage operates under a strict code of ethics based on these core values:

  • Integrity: We uphold the highest ethical standards and prioritize transparency in every interaction.
  • Professionalism: We maintain a dedicated and experienced team of mortgage experts to provide personalized guidance and efficient service.
  • Empathy: We understand the emotional significance of homeownership and are committed to supporting our clients throughout the journey.

Partner with Client 1st Mortgage for a seamless and successful homeownership journey. Contact us today to discuss your unique needs and find the perfect mortgage solution for your dreams!

Reviews
Positive: Client 1st Mortgage is praised for its exceptional service and results, with reviewers expressing gratitude and satisfaction with the company's performance.
Negative: Reviews also highlight subpar experiences, including instances of poor customer service, inept handling, and dishonesty.

Exceptional Service and Results

The majority of the reviews praise Client 1st Mortgage for its exceptional service and results. Reviewers have praised Mr. T and the staff for going above and beyond to make their customers' dreams come true, even exceeding expectations. As a realtor, William Phillips has seen significant increases in commissions thanks to relying on Client 1st Mortgage for tough loans. Wendy Yo also expresses gratitude for the company's persistence and ability to secure a loan despite initial difficulties.

Subpar Experience

However, there are instances where the company fell short of expectations. Jerry B. recounts an extremely poor experience with Clarence, citing inept service and a lack of professionalism. Tacita Lady T. Beautiful also shares a similar negative experience with loan officer Terrence, stating that she lost over $65,000 in commission and her personal properties due to his forgetfulness and dishonesty.

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