American Pacific Mortgage

APM Home Loans is a trusted mortgage lender dedicated to empowering individuals and families throughout their homeownership journey. Founded on the principles of transparency, personalized guidance, and exceptional customer service, we've helped over 143 billion dollars in loans funded and closed over 465 thousand loans across the nation.

Our Expertise

We offer a comprehensive suite of mortgage solutions to meet diverse financial needs, including:

Buying a Home

• First-Time Homebuyer Programs: Customized guidance to navigate the unique challenges of your first home purchase.
• Jumbo Home Loan Solutions: Secure financing for larger homes and land purchases.
• Fixer-Upper Loans: Competitive rates and flexible terms for homes requiring repairs or renovations.

Refinancing Your Current Mortgage

• Cash-Out Refinance: Access valuable equity from your home to cover expenses like home improvements, debt consolidation, or investments.
• Rate & Term Refinance: Reduce your monthly payments and interest rates for greater financial clarity.
• Loan Consolidation: Simplify your debt burden by merging multiple loans into one affordable monthly payment.

Additional Services

• Home Equity Loans: Secure a loan backed by your home equity for large purchases or investments.
• VA Loan Programs: Take advantage of competitive rates and flexible terms specifically designed for eligible veterans and active-duty service members.
• Construction Financing: Fund the construction of your dream home with a personalized loan tailored to your needs.

Our Values & Commitment

At APM Home Loans, we believe in:

• Accessibility: Providing clear and easy-to-understand guidance throughout the mortgage process.
• Transparency: Honest communication and clear explanations of loan options and terms.
• Personalized Attention: Customized solutions tailored to your unique financial goals and needs.
• Community Involvement: Dedicated support of local organizations and initiatives.