Business Details
21 Years
experience
Your Trusted Mortgage Partner in Aiea, HI
Since 2005, Pacific Rim Mortgage has been dedicated to providing personalized mortgage solutions tailored to each client's unique needs. Our team of professionals brings an average of 12 years of experience in mortgage lending, specializing in Conventional, VA, FHA, and USDA loan programs for both home purchases and refinancing. We prioritize a seamless, stress-free experience through transparent communication and industry-leading efficiency, closing loans in 30 days or less.Recognized with multiple awards, we remain committed to serving Hawaii's communities with competitive interest rates, flexible financing options, and a client-centric approach that emphasizes trust and long-term relationships.
Services
Conventional Loans
VA Loans
FHA Loans
USDA Loans
Refinancing
Details
- Year established: 2005
Highlights and features
- We offer 12+ years of average team experience in mortgage lending.
- Specialize in Conventional, VA, FHA, and USDA loan programs.
- Close loans in 30 days or less with transparent communication.
- Provide personalized solutions for first-time buyers to investors.
- Recognized with multiple awards for service excellence since 2005.
Services
Conventional Loans
Conventional loans offer fixed or adjustable rates with down payments as low as 3%. Ideal for borrowers with strong credit, these loans provide flexibility in loan terms and amounts up to $1,209,750. Our streamlined process ensures quick approvals and competitive rates.
VA Loans
VA loans provide low or zero down payment options for eligible military members and veterans. Backed by the Department of Veterans Affairs, these loans feature flexible qualification guidelines and support for condos, townhouses, and primary residences.
FHA Loans
FHA loans require 3.5% down payments with flexible credit requirements. Designed for first-time buyers, these government-backed loans support fixed or adjustable rates and require FHA approval for specific property types.
USDA Loans
USDA loans offer $0 down payment options for eligible rural and suburban properties. These fixed-rate loans include area-specific qualifications and are ideal for buyers seeking affordable financing in qualifying regions.
Refinancing
Refinancing options include rate reductions, cash-out for home improvements, and debt consolidation. We tailor solutions to improve financial standing, with streamlined processes for FHA, VA, and conventional loan holders.
People
Derek Tanga
Mortgage Loan Originator
Derek Tanga, NMLS #952244, brings extensive mortgage expertise to Pacific Rim Mortgage. With deep knowledge of Hawaii's housing market, he specializes in guiding clients through seamless loan approvals and refinancing solutions.
Jodie Tanga
Mortgage Loan Originator
Jodie Tanga, NMLS #277336, offers personalized mortgage advice with a focus on client satisfaction. Her experience spans Conventional, VA, and FHA loan programs, ensuring tailored solutions for Hawaii homebuyers.
Kasie Herman
Mortgage Loan Originator
Kasie Herman, NMLS #1376332, specializes in mortgage financing solutions for diverse client needs. Her approach emphasizes clear communication and efficient processing to deliver stress-free home buying experiences.
Questions
What types of mortgage loans do you offer?
We offer Conventional, VA, FHA, and USDA loans for home purchases and refinancing, tailored to meet diverse financial situations.
How long does the mortgage process take?
Our average closing time is 30 days or less, with a streamlined process focused on efficiency and transparency.
Can I refinance my existing mortgage?
Yes, we specialize in refinancing options to reduce rates, consolidate debt, or access home equity for improvements or other needs.
Are there options for first-time homebuyers?
Yes, we provide FHA loans with low down payments and flexible guidelines, along with personalized guidance for first-time buyers.
Do you serve clients outside Hawaii?
Our primary focus is serving Hawaii residents, with expertise in local market conditions and property types.
