Business Details
43 Years
experience
Your Trusted Mortgage Partner in Pittsburgh, PA
Since 1983, Howard Hanna Mortgage has established itself as a trusted leader in the mortgage industry, recognized as the third-largest real estate mortgage company in the United States. Our commitment to simplifying the mortgage process is reflected in our efficient, customer-focused approach, which expedites home sales and helps buyers secure tailored mortgage products. With over 300 neighborhood offices across eleven states, we offer a unique one-stop shopping experience that integrates real estate, mortgage, title, escrow, and insurance services. Our team of knowledgeable Mortgage Loan Originators prioritizes personalized guidance, ensuring clients explore all options to find the best mortgage solutions for their specific needs.Backed by decades of experience and a reputation for innovation, we provide goal-oriented products, including exclusive programs like Buy Before You Sell and Lock & Shop, designed to address diverse financial situations. Our dedication to transparency, compliance with federal fair housing laws, and partnerships with local professionals underscores our commitment to delivering reliable, client-centric services that build long-term trust and satisfaction.
Services
Fixed Rate Mortgages
Adjustable Rate Mortgages
Buy Before You Sell
Luxury Mortgages
FHA & VA Loans
State Bond Loans
Physician Plus Program
Renovation Plus
Lock & Shop Program
Rate Reducer
Details
- Year established: 1983
Highlights and features
- We offer over 40 years of experience in mortgage banking since 1983.
- Our one-stop shopping experience integrates real estate, mortgage, and insurance services.
- We provide exclusive programs like Buy Before You Sell and Lock & Shop.
- Our team includes knowledgeable Mortgage Loan Originators with local market expertise.
- We operate in compliance with federal fair housing laws and industry standards.
Services
Fixed Rate Mortgages
Our fixed-rate mortgages offer stable monthly payments with interest rates that remain constant over the loan term. Ideal for long-term financial planning, these loans protect against market fluctuations and provide predictable budgeting. Available in multiple terms, they cater to both first-time and experienced homebuyers seeking consistency in their mortgage payments.
Adjustable Rate Mortgages
Adjustable-rate mortgages provide lower initial payments that adjust periodically based on market indices. Suitable for borrowers expecting income growth or planning to sell before rate adjustments. While offering potential savings if rates drop, they carry risks of increased payments if rates rise over time.
Buy Before You Sell
This exclusive program lets qualified buyers use equity from their current home as a down payment for a new purchase. It eliminates sale contingencies and allows deferred payments during the transition period, enabling confident homebuying without waiting for their current property to sell.
FHA & VA Loans
We offer FHA-insured loans with low down payments for credit-challenged buyers and VA loans with zero down payment options for veterans. These programs provide accessible homeownership opportunities while maintaining competitive rates and flexible qualifying criteria for eligible applicants.
Lock & Shop Program
Lock & Shop allows buyers to secure current interest rates for up to 75 days while searching for their ideal home. This program provides financial certainty during house hunting and protects against rate increases, ensuring budget predictability for homebuyers navigating competitive markets.
Questions
What mortgage programs does Howard Hanna Mortgage Mortgage offer?
We offer fixed-rate, adjustable-rate, luxury, FHA/VA, state bond, Physician Plus, Renovation Plus, Buy Before You Sell, Lock & Shop, and Rate Reducer programs.
Can I get pre-qualified for a mortgage online?
Yes, our online pre-qualification tool helps determine your eligibility and budget for a home loan.
What is the Buy Before You Sell program?
This program allows you to use equity from your current home as a down payment for a new home purchase.
Do you offer mortgage services for first-time homebuyers?
Yes, we provide state bond loans with down payment assistance and competitive rates for first-time buyers.
Are there special mortgage options for veterans?
We offer VA loans with competitive rates and no down payment requirements for eligible veterans.
What is the Lock & Shop program?
Lock & Shop lets you secure today's interest rate while shopping for a home for up to 75 days.
