Business Details
Your Trusted Mortgage Partner in Olympia, WA
For over two decades, we have dedicated ourselves to helping homeowners across the Pacific Northwest achieve their homeownership goals. We recognize that purchasing or refinancing a home is not merely a financial decision but an investment in your family's future. Our team stays attuned to the dynamic mortgage market, ensuring we understand each client's unique needs to identify the most suitable mortgage program. We prioritize honest, ethical business practices and strive to deliver exceptional customer service at every stage of the process.Whether you're seeking a refinance or a new home purchase, our commitment is to guide you toward a mortgage solution that aligns perfectly with your financial circumstances. Our founders, Craig and Cristin Wilson, bring extensive industry expertise and a client-first philosophy that has earned us a reputation for excellence.
Services
Fixed Rate Loans
Adjustable Rate Loans
VA Loans
FHA Loans
USDA Loans
Conventional Loans
Highlights and features
- We offer 20+ years of mortgage expertise tailored to Pacific Northwest markets.
- Our team prioritizes personalized mortgage solutions over generic recommendations.
- Ethical business practices with transparent communication throughout the process.
- Proven track record of securing competitive rates for diverse loan types.
- Exceptional post-closing support demonstrated in client testimonials.
Associations and certifications
- NMLS
What people say
Painless, seamless process
Fantastic rate secured
Exceptional post-closing support
Highest quality customer service
Flawless coordination under tight deadlines
Services
Fixed Rate Loans
Fixed rate loans provide consistent monthly payments over the loan term. Ideal for long-term homeowners seeking predictable costs. Our team explains terms, benefits, and helps determine if this option suits your financial stability and future plans.
Adjustable Rate Loans
Adjustable rate mortgages offer initial lower rates for short-term homeowners. We analyze market trends and your timeline to determine if this option maximizes your purchasing power while managing future rate adjustments.
VA Loans
VA loans provide zero-down options for eligible veterans. We guide applicants through qualification requirements, explain benefits like reduced mortgage insurance, and leverage our experience to streamline approvals backed by the Department of Veterans Affairs.
FHA Loans
FHA loans require 3.5% down with flexible credit requirements. Our specialists clarify insurance costs, compare rates against conventional options, and help first-time buyers navigate government-backed programs for affordable homeownership.
USDA Loans
USDA loans offer zero-down financing for eligible rural properties. We verify location eligibility, explain income caps, and assist applicants in securing lower-cost mortgages for qualifying addresses through the USDA program.
People
Craig Wilson
Mortgage Loan Originator
With MLO #106430 and over two decades of experience, Craig Wilson specializes in matching clients with optimal mortgage solutions. His expertise in Pacific Northwest markets ensures personalized guidance through complex loan processes.
Cristin Wilson
Mortgage Loan Originator
MLO #106431 Cristin Wilson combines market knowledge with exceptional client support. Recognized for resolving post-closing challenges, she delivers seamless refinancing and purchase transactions while maintaining priority status with major lenders.
Questions
What types of mortgage loans do you offer?
We provide fixed-rate, adjustable-rate, VA, FHA, USDA, and conventional loans with down payment options ranging from 1% to zero down, depending on program requirements.
How do I start the mortgage process?
Contact us via phone or email to discuss your goals. We'll review your financial situation, explain loan options, and guide you through pre-approval and documentation requirements.
Are current mortgage rates competitive?
Rates change frequently based on market conditions. Call us directly for the most up-to-date rates tailored to your specific loan type and credit profile.
How long does mortgage approval take?
Pre-approval typically takes 1-3 days. Full underwriting and closing timelines vary by loan type but average 30-45 days for conventional transactions with complete documentation.
Can I refinance my existing mortgage?
Yes, we specialize in refinancing solutions to reduce rates, adjust terms, or access equity. We'll analyze your current loan and recommend options to meet your financial objectives.
What are USDA loan eligibility requirements?
USDA loans require rural property locations, household income caps, and standard credit guidelines. We'll check eligibility based on your specific address and financial situation.
