Business Details
14 Years
experience
Your Trusted Milwaukee Mortgage Partner
At A+ Mortgage, our mission centers on delivering personalized mortgage solutions while prioritizing client needs. Founded on the principle that mortgages are our business but our clients are our mission, we streamline the loan process through in-house processing, approval, and funding. Our team of experienced loan officers provides tailored guidance, ensuring informed decisions and stress-free transitions for home purchases, refinancing, or relocation. We emphasize transparency, offering clear explanations of loan programsfrom conventional and government-insured options to jumbo loansand customizing solutions to fit unique financial situations.With direct lender advantages, we maintain control over your loan journey from application to closing, ensuring reliability and accountability. Our commitment extends beyond transactions, fostering long-term relationships built on trust and expertise in navigating evolving lending regulations.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages
Fixed-Rate Mortgages
Mortgage Insurance
Refinancing
Credit Counseling
Details
- Year established: 2012
Highlights and features
- We offer in-house processing, approval, and funding for seamless loan management.
- Our loan officers provide 24/7 availability for personalized support during evenings, weekends, and holidays.
- We specialize in diverse loan programs tailored to unique financial situations.
- Our direct lender model ensures consistent communication and accountability throughout the process.
- We prioritize transparency with clear explanations of mortgage terms and requirements.
What people say
A+ rating
No complaints
Expert loan officers
Stress-free process
Quick approvals
Services
Conventional Loans
Conventional loans are non-government-insured mortgages following guidelines from Fannie Mae and Freddie Mac. We offer flexible terms, including 10-, 15-, 25-, and 30-year options, with loan amounts up to $766,550. These loans suit borrowers seeking predictable payments without prepayment penalties, allowing accelerated repayment to reduce interest costs.
FHA Loans
FHA loans require a 3.5% down payment and allow gifted funds, insured by the government. We provide in-house underwriting for faster approvals, ensuring reliable feedback throughout the process. Ideal for first-time buyers or those with limited down payment capacity, these loans simplify homeownership access.
VA Loans
VA loans offer zero down payment options for eligible veterans and active-duty personnel. We handle the full process, including funding fee guidance (2.15% for first-time users) and DD214 verification. Our expertise ensures a streamlined experience for those who have served, with no requirement for private mortgage insurance.
Jumbo Loans
Jumbo loans exceed $766,550, catering to high-value property purchases. These require higher credit scores and down payments, with stricter qualifying criteria. Our team specializes in structuring these complex loans, ensuring compliance with lender-specific requirements while maintaining competitive rates for premium financing needs.
Refinancing
Refinancing options help lower payments, reduce loan terms, or convert adjustable to fixed rates. We analyze break-even points and savings potential, guiding clients through cash-out or rate-and-term refinancing. Our process simplifies debt consolidation or tapping home equity, ensuring informed decisions aligned with financial goals.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, USDA, jumbo, and adjustable-rate mortgages, along with refinancing options tailored to your financial situation.
How does the mortgage approval process work?
Our in-house team handles processing, underwriting, and funding. You'll receive personalized guidance from application to closing, ensuring transparency and timely approvals.
Can I get a mortgage with a low down payment?
Yes. FHA loans require 3.5% down, VA loans offer zero down for eligible borrowers, and USDA loans provide rural property financing with minimal down payments.
What credit score is needed for a mortgage?
Credit score requirements vary by loan type. FHA loans accept scores as low as 580, while conventional loans typically require 620 or higher.
Are there closing costs associated with mortgages?
Yes. Closing costs generally range from 2% to 6% of the loan amount, covering title insurance, origination fees, and prepaid escrows.
Do you offer 24/7 customer support?
Our loan officers are available evenings, weekends, and holidays via phone, ensuring assistance when you need it most.
