Building Excellence, One Community at a Time
At Firefighter Mortgages, powered by Novus Home Mortgage, we are committed to serving our brother and sister Firefighters and First Responders with their home loan needs. Since 1996, we have been dedicated to providing unparalleled value, service, and integrity to our clients.
Our Mission
We understand that choosing the right mortgage program for your needs can be overwhelming, which is why we strive to make the process simple and stress-free. Our team of experts has decades of mortgage experience, and we are passionate about helping our fellow Firefighters and First Responders achieve their homeownership goals.
Why Choose Us?
At Firefighter Mortgages, we pride ourselves on our commitment to:
Experience & Professionalism
With our collective decades of mortgage experience, we are equipped to serve you competently and professionally. Our team is dedicated to providing you with personalized attention and exceptional service.
$0.00 Lender Fees
We are committed to delivering unparalleled value to our community by offering zero lender fees for all of our mortgage programs.
Meet the Crew
At Firefighter Mortgages, we are a team of experienced mortgage professionals who are passionate about helping our fellow Firefighters and First Responders. Our team includes:
- Peter J. Billera, NMLS# 1521017
- James Mergenthaler, NMLS# 1150600
We are proud to be a part of the Firefighter Mortgages team and are committed to serving our community with honesty, integrity, and expertise.
Our Story
Our story began in 1996, when Peter J. Billera, a full-time Firefighter with Palm Beach County (FL) Fire-Rescue, became licensed as a mortgage broker. Peter had always been drawn to helping others and wanted to use his skills to make a difference in the lives of his fellow Firefighters and First Responders. Over the years, our team has grown, and we have expanded our services to meet the evolving needs of our community.
What Sets Us Apart
At Firefighter Mortgages, we are dedicated to providing a unique experience that is tailored to the specific needs of our clients. Our team is committed to:
- Providing personalized service and attention to detail
- Offering competitive mortgage rates and terms
- Providing education and guidance throughout the mortgage process
- Offering zero lender fees for all of our mortgage programs
Let Us Help You
We invite you to experience the Firefighter Mortgages difference for yourself. Contact us today to learn more about how we can help you achieve your homeownership goals.

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